30-year loan Archives - San Diego Purchase and Refinance Loans

Homeownership is seen as an important pillar for American prosperity. For the economy as a whole and (more importantly) individuals and families, homeownership creates stability and longterm wealth. Supporting first-time homebuyers is often a priority for the federal government. For first-time…

Asset Utilization can Open New Borrowing Opportunities

by Chad Baker April 29, 2021 0Comments

For most people, using traditional income documents, such as paystubs and tax returns, is the best (and possibly the only) way to qualify for a loan. But for others, these documents are either incomplete or simply don’t exist. Asset utilization, therefore, may…

Senior couple cooking healthy food and drinking red wine at house kitchen

Using IRA Distribution Income to Qualify for a Loan? Here is How Your Income is Calculated

by Chad Baker April 10, 2020 0Comments

When you were working, calculating your income for the purposes of securing a loan was easy. But with retirement accounts, it can be slightly more complicated. However, if you understand the basic math, you can use IRA distributions for the purchase of…

Tag: 30-year loan

Proposed LIFT ACT Could Create New Opportunity for First-Time Homebuyers

Asset Utilization can Open New Borrowing Opportunities

Using IRA Distribution Income to Qualify for a Loan? Here is How Your Income is Calculated

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