California is going through a variety of challenges, including the need for more housing units. While you may not be able to solve the entire problem yourself, you can do one small thing to ease the shortage: you could build an accessory…
Homeownership is seen as an important pillar for American prosperity. For the economy as a whole and (more importantly) individuals and families, homeownership creates stability and longterm wealth. Supporting first-time homebuyers is often a priority for the federal government.
For first-time…
For most people, using traditional income documents, such as paystubs and tax returns, is the best (and possibly the only) way to qualify for a loan. But for others, these documents are either incomplete or simply don’t exist. Asset utilization, therefore, may…
When you were working, calculating your income for the purposes of securing a loan was easy. But with retirement accounts, it can be slightly more complicated. However, if you understand the basic math, you can use IRA distributions for the purchase of…