ARM loan Archives - San Diego Purchase and Refinance Loans

by Chad Baker November 19, 2020

Forbearances are Dropping: What This Means for Homeowners?

Forbearances are declining. What could this mean for future homebuyers? The United States, at least economically, appears to be steadily returning to a state of normal. Yes, COVID-19 cases continue to increase in many areas, causing new restrictions on gatherings by…

How a Non-Qualified Mortgage Can Help You Purchase More Investment Properties

by Chad Baker November 17, 2020 0Comments

Real estate can be one of the best ways to invest your money. Not only are you investing in something that steadily gains in value (in most cases), you are purchasing a physical asset that brings a steady cash flow to your…

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Mortgage Lingo: Making Sense of the Most Common Acronyms

by Chad Baker June 24, 2020 0Comments

Mortgage lingo is often expressed in acronyms. You don’t need to know them all, but this article reviews the ones that are more common or important. The real estate and mortgage industries love acronyms. “APR,” “LTV,” “HELOC,” and countless others…

When to Refinance a Mortgage (And When to Stay with What You Have!)

by Chad Baker October 17, 2019 0Comments

Refinancing can be a useful tool to secure a loan that fits your needs. But it’s not for all homeowners at all times. There are specific situations when a refinance is appropriate; likewise, there are times when it may not be the…

9 Important Reasons Why You Must Talk with a Lending Agent

by Chad Baker October 1, 2019 0Comments

If you are considering a home purchase, either for your own personal use or as an investment, you need to meet with a lot of people. Most know they need to talk with a real estate agent, but you should also talk…

Should You Have a Fixed of ARM Loan for a 30-Year Investment Property Mortgage?

by Chad Baker December 26, 2018 0Comments

Purchasing an investment property is one of the most exciting times in your life, but if you choose the wrong mortgage for your needs, your purchase could be more of a burden than a blessing. Before you can think about…

Mortgage Glossary of Terms: Part 1

by Chad Baker November 16, 2018 0Comments

Mortgages can be complicated, with lots of confusing terms and acronyms that seem like they come from another language. But you don’t need to be a real estate agent or a lending professional to speak the language of mortgages. With…

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