The FHA has adjusted its rules on a mortgage for self-employed professionals. This article outlines the changes and provides information on mortgages for the self-employed. The coronavirus and the resulting economic slowdown has created a
When the coronavirus started making its way across the United States, many industries had to change they way they do business. In the real estate industry, the massive financial uncertainty created by the national lockdown
Thinking of purchasing a home during the coronavirus crisis? There are certainly advantages, but this article outlines some of the downsides you will want to consider. Earlier this month, we wrote an article about the
Banks statement loans are back! The COVID-19 crisis changed this country and the globe in many ways. Some of these changes will be permanent; revisions to how people gather, and acceptance by companies to support
Investing in property is an outstanding way to build a strong, profit-making portfolio. While there can be higher levels of risk and (in most cases) a lot more work involved, investment properties can bring a
In a previous article, we discussed the various strategies we can use to establish your income. We feel this is an important topic, and we’d like to revisit the subject by discussing the different people
At our office, we take a special pride in providing a variety of unique loans; options that may not be available with other groups. These loan products allow us to serve many borrowers who would
The vast majority of mortgages use paystubs, as well as tax returns, to verify a potential borrower’s income. For nearly everyone, this creates a convenient way to get approved for a mortgage. However, some borrowers
If you are self employed, or if you work on a commission-based salary, you must understand the benefits of bank statement loans. Traditional loans require paystubs and tax returns to verify income, but many professionals
Using bank statements for loan approval is a common option for traditional mortgages, but it’s also a little-known option for investors. By using bank statements for approval on your investment-property loan, you create new opportunities
By using a different form of information to verify a borrower’s income, bank-statement loans make mortgages available to many people who might otherwise struggle with financing. If you have a unique career, or simply want
Chad Baker
Originating Branch Manager
NMLS #329451
858-353-8331
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