This article will describe the most common bank statement loan program mistakes and provide useful tips so you can avoid typical problems. Bank statement home loans can be used by a variety of mortgage borrowers,
Cash reserves are just one of the factors that are considered when a lender or lending professional reviews your application. They generally don’t come into play for conforming mortgages (loans under a certain amount), which
You can refinance when self-employed. This article will provide a few basic tips and suggest certain options for refinancing. Refinancing when you’re self-employed can be challenging. Not impossible by any means, just more complicated, extensive,
San Diego is a wonderful city; a great place to live. But, quite frankly, it’s expensive. Houses in particular can be high cost. For this reason, many turn to jumbo loans in San Diego to
If you think of the USDA, you probably imagine grocery-store steaks and broad agricultural policy. But what about home loans? The United States Department of Agriculture (USDA), in an effort to sustain and revive rural
If you are purchasing a new home, but can’t afford to carry two mortgages as you sell your existing property, bridge loans could provide the perfect solution. Bridge Loans: Spanning the Financial Gap from Old
While they share similarities, there are clear differences between buying a second home and purchasing an investment property. A second home is simply an additional property that you can use as needed; either for enjoyment,
Mortgage loans for personal property are fairly common, and most people understand the purpose and basic details behind this financing. Loans for investment property, on the other hand, are a little different. Fewer people use
Jumbo loans have a higher level of risk than many other loan products. To compensate for this risk, many lenders require a larger downpayment, as high as 20% or more, which, on a jumbo loan,
In an industry full of misconceptions, misinformation, and misinterpretations, jumbo loans might be the most misunderstood mortgage of all. These loans, which are by definition larger than the limits set by conventional loans, can vary
If you are self employed, or if you work on a commission-based salary, you must understand the benefits of bank statement loans. Traditional loans require paystubs and tax returns to verify income, but many professionals
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