Accessory dwelling units, or “ADUs,” are small living spaces, separate from the main home, that can be rented out to tenants. Helping bring a steady income to owners, while also easing the housing shortage, ADUs
Whether you are an experienced buyer or searching for your first property, you may have come across a unique term, one that is becoming more and more popular in the mortgage industry. “Lock and shop”
When considering a conventional loan in San Diego, you should understand this form of financing, including the advantages and disadvantages for these mortgages. This article will explain what a conventional loan is and how it
When the COVID-19 crisis began spreading across the United States, prompting government officials to order the temporary shutdown of numerous offices and businesses, the real estate and lending industry was hit hard. Many products were
Owning your own personal vacation home is a wonderful way to give yourself an exclusive sanctuary. No reservations required; you can simply drive (or fly) to your property and enjoy a nice weekend getaway. Or,
UPDATE: AS OF JANUARY 2021, FHA LOANS ARE NOW AVAILABLE FOR DREAMERS! CLICK HERE FOR MORE INFORMATION Are FHA loans for Dreamers a possibility? There is some uncertainty about this topic, and even though the
If you are a “Dreamer,” one of the hundreds of thousands who have benefited from the Deferred Action for Childhood Arrivals policy, you may assume that getting a home loan would be a challenge. After
Want to have a smooth home-buying process? If you are using a mortgage, make sure to ask your lending agent these important questions… 12 Essential Questions to Ask Your Lending Agent 1. “What Type of
When you are thinking about purchasing a home, what’s the first thing you consider? For many; it’s the downpayment. This chunk of money creates a lot of worry, delay, and confusion among would-be homeowners. Knowing
It can be difficult to pay for repairs, which is why so many people choose renovation loans. When an emergency repair, such as a leaking roof or cracked foundation, occurs in your home, it needs
Purchasing your first home can be scary. For years, you’ve been told that homeownership is essential for financial success, but when it comes time to make the purchase, it can be easy to hesitate. Renting
Chad Baker
Originating Branch Manager
NMLS #329451
858-353-8331
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