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Tag: Conventional loan

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by Chad Baker June 10, 2021

What is a Conventional Loan?

When considering a conventional loan in San Diego, you should understand this form of financing, including the advantages and disadvantages for these mortgages. This article will explain what a conventional loan is and how it is different from other types of mortgages.…

Jumbo Loan mortgage inscription and stacks of coins.

Cross Country Mortgage and Wells Fargo: A Jumbo Loans Comparison

by Chad Baker July 24, 2020 0Comments

When the COVID-19 crisis began spreading across the United States, prompting government officials to order the temporary shutdown of numerous offices and businesses, the real estate and lending industry was hit hard. Many products were temporarily shuttered; high-risk loans, such as jumbo…

Woman enjoying vacation property

Buying a Vacation Property or Second Home: 6 Important Considerations

by Chad Baker March 18, 2020 0Comments

Owning your own personal vacation home is a wonderful way to give yourself an exclusive sanctuary. No reservations required; you can simply drive (or fly) to your property and enjoy a nice weekend getaway. Or, with today's mobile technology, even a month-long…

No, FHA Loans for Dreamers are Not Possible. But there are Options!

by Chad Baker January 22, 2020 0Comments

UPDATE: AS OF JANUARY 2021, FHA LOANS ARE NOW AVAILABLE FOR DREAMERS! CLICK HERE FOR MORE INFORMATION Are FHA loans for Dreamers a possibility? There is some uncertainty about this topic, and even though the Department of Housing and…

Silhouettes of people holding American flags

Mortgage Loans for Dreamers are a Real Possibility!

by Chad Baker January 15, 2020 0Comments

If you are a “Dreamer,” one of the hundreds of thousands who have benefited from the Deferred Action for Childhood Arrivals policy, you may assume that getting a home loan would be a challenge. After all, you are not an official…

Couple talking with lending agent

Important Questions You MUST Ask Your Lending Agent

by Chad Baker December 26, 2019 0Comments

Want to have a smooth home-buying process? If you are using a mortgage, make sure to ask your lending agent these important questions… 12 Essential Questions to Ask Your Lending Agent 1. “What Type of Loan is Best for Me?”…

How Much Will You Need for a Downpayment?

by Chad Baker October 15, 2019 0Comments

When you are thinking about purchasing a home, what’s the first thing you consider? For many; it’s the downpayment. This chunk of money creates a lot of worry, delay, and confusion among would-be homeowners. Knowing how much you will need…

Tools for home renovation

Top Seven Projects for a Renovation Loan

by Chad Baker December 10, 2018 0Comments

It can be difficult to pay for repairs, which is why so many people choose renovation loans. When an emergency repair, such as a leaking roof or cracked foundation, occurs in your home, it needs to be handled quickly. You…

Duplex with white trim and garage doors

Financing Options for Purchasing a Multi-Unit Property as a First Home

by Chad Baker July 30, 2018 0Comments

Purchasing your first home can be scary. For years, you’ve been told that homeownership is essential for financial success, but when it comes time to make the purchase, it can be easy to hesitate. Renting might seem like a waste…

The Benefits and Downsides of an FHA Loan

by Chad Baker February 14, 2018 0Comments

There are many options available for home-loan financing. From conventional to jumbo to USDA, you can find so many choices that the process becomes intimidating. One of the most common options is an FHA loan. This form of financing is designed…