Update: 2024 is here, and so are the 2024 loan limits. If you are considering a new house in the coming year, you should learn about upcoming loan limits so you can purchase the best
Anyone living in the United States, earning an income, and paying U.S. taxes, but not eligible for a Social Security number, should know about jumbo ITIN loans. This is a special mortgage program that allows
Assumable loans are a fairly simple concept: the new owner of the property, instead of taking out a new mortgage, simply “assumes” responsibility for the existing mortgage. They get the same interest rate, repayment period,
If you can’t find the right home, sometimes you just have to make it. Fortunately, there are construction loans that make building your own house more affordable and more convenient! General Construction Loan Requirements for
Mortgage research is an important part of the overall buying process. But where is the information, and what should you look for? This article hopes to guide you in the right direction. An informed decision
The FHA has adjusted its rules on a mortgage for self-employed professionals. This article outlines the changes and provides information on mortgages for the self-employed. The coronavirus and the resulting economic slowdown has created a
There are dozens of choices for loans, and while many people will qualify for more than enough financing, each home loan product has limits. In most cases, these limits are put in place by government
The COVID-19 outbreak is impacting us all. For some, life has changed little, while for others life has changed significantly. If you are taking leave from your job and currently unable to work, your mortgage
Mobile homes, modular homes, and manufactured homes offer comfortable, affordable housing that is perfect for many people across the country. Too many, however, assume that loans for these properties come with difficult provisions or harsh
When you think of the United States Department of Agriculture, best known as the “USDA,” what come to mind? For most people, it’s choice cuts of beef, food inspections, or simply general guidance for the
When a condo cannot be purchased with a conventional loan, a loan supported by Fannie Mae or Freddie Mac, it is considered “non-warrantable.” If you are searching for a condo and need a loan to
Chad Baker
Originating Branch Manager
NMLS #329451
858-353-8331
Licensed in: Alabama, Arizona, Arkansas, California, Connecticut, Delaware, District of Columbia, Florida, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Virginia, Washington, West Virginia, Wisconsin, Wyoming.
© 2025 San Diego Purchase Loans. All Rights Reserved. Disclaimers. Powered By CrossCountryMortgage, LLC