The downpayment is one of the biggest hurdles to homeownership. So big, in fact, that is keeps many would-be borrowers from getting the home they deserve. This is understandable, as even a minimal downpayment can
If you have a low credit score, you might think that getting a loan would be virtually impossible. You may have heard from friends or family members that if your score is low, don’t bother
Low credit VA loans are an excellent options for thousands, possibly even millions, of veterans across the country. VA loans are one of the most useful benefits available to veterans and qualifying family members. They
Home loans for cannabis industry workers are a possibility! If you are an employee of the cannabis industry, and you have no ownership in these companies, you have an exciting new opportunity for getting a
Getting a DACA home loan can seem confusing, but it’s actually quite simple. Read through these frequently asked questions and you’ll have the information needed to move forward on your home purchase… Frequently Asked Questions
There are mortgages available for Dreamers! And, believe it or not, the process is easier than you may have thought. When looking for a DACA mortgage, it’s important that you bring the right information and
If you are a “Dreamer,” one of the hundreds of thousands who have benefited from the Deferred Action for Childhood Arrivals policy, you may assume that getting a home loan would be a challenge. After
Investing in property is an outstanding way to build a strong, profit-making portfolio. While there can be higher levels of risk and (in most cases) a lot more work involved, investment properties can bring a
A lender will consider many different factors when approving your mortgage application. They will look at items like your credit score, down payment, and income to determine whether you should be issued a loan. Another
Most homebuyers will simply need a basic, straightforward, typical loan. Conventional loans and FHA loans, for example, perfectly fit most borrowers, allowing them to purchase the home they need at a price they can afford.
When qualifying for a loan, it helps to use as much of your income as possible. If you’re retired, this creates challenges, as you likely receive limited incomes from multiple sources, such as a 401(k),
Chad Baker
Originating Branch Manager
NMLS #329451
858-353-8331
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