Coronavirus Archives - San Diego Purchase and Refinance Loans

by Chad Baker November 3, 2020

How a New California Law Impacts Your Forbearance Application

In response to the COVID-19 crisis, California lawmakers have passed a variety of rules and regulations. One piece of legislation, called the COVID-19 Small Landlord and Homeowner Relief Act of 2020 , largely addresses eviction that have become prominent between landlords and…

Real Estate Market on the Rise! What is Happening, and How Long Can it Last?

by Chad Baker September 16, 2020 0Comments

After months of financial uncertainty and turbulent performances, the economy appears to be on the mend. Real estate, one of the most important industries in the country, and a strong indicator of overall strength, has struggled but stayed strong. The…

FHA Extends Relaxed Appraisals: What This Means For Buyers and Sellers

by Chad Baker September 4, 2020 0Comments

Many aspects of the real-estate-purchase process have changed, including appraisals. In an effort to keep agents, buyers, sellers, and appraisers safe, the Federal Housing Administration, or “FHA,” has announced an extension of its “relaxed appraisal requirements.” When the coronavirus was…

Remodeling During Coronavirus Pandemic: Soaring Numbers for Outdoor Projects

by Chad Baker August 28, 2020 0Comments

A recent report release by Houzz , one of the top remodeling sites in the world, highlights a trend we have been seeing for months: remodeling has soared during the coronavirus scare. It appears that people are remodeling their homes, adding features,…

Young couple sitting in an office talking to a woman broker or investment adviser

Mortgage Products are Returning to the Marketplace!

by Chad Baker August 26, 2020 0Comments

When the coronavirus started making its way across the United States, many industries had to change they way they do business. In the real estate industry, the massive financial uncertainty created by the national lockdown caused many lenders to slash their mortgage…

How the Coronavirus Has Shifted the Real Estate Closing Process

by Chad Baker August 24, 2020 0Comments

Because of the coronavirus, few industries have been forced into more change than the real estate and mortgage industry. Manufacturing, hospitality, and food services are certainly dealing with a massive list of challenges, and like the real estate industry, these challenges seem…

Homebuyer Demand: Where to We Stand in Mid-August 2020?

by Chad Baker August 14, 2020 0Comments

It’s been quite a year. (How’s that for an understatement?) In a year marked by viruses and economic declines, the real estate and mortgage market has somehow managed to weather through. Homebuyer demand is one of the best…

Family meeting real-estate agent for house investment

Is Now the Time? Record-Low Rates Make Refinancing More Attractive Than Ever

by Chad Baker June 29, 2020 0Comments

Interest rates were already low, but with the coronavirus creating economic slowdowns, massive layoffs, and a decline in the overall market, rates have dropped even further. As interest rates fall, homebuyers can get a mortgage with historically lower rates, making this (foe…

Cleaning supplies to help sanitize a home

How to Sanitize a Home Before and After a Real Estate Transaction

by Chad Baker June 26, 2020 0Comments

If you are putting your property on the market, you need to know how to sanitize a home. This article discusses the recommendations from major organizations like the CDC. The coronavirus has changed numerous industries. The restaurant, manufacturing, hospitality, and medical sectors, among…

2020 First Half: How Has the Real Estate Industry Fared So Far?

by Chad Baker June 22, 2020 0Comments

In this article, we'll review the 2020 first half and see how the real estate industry has been impacted. With this information, we'll also give a few thoughts on the coming summer and fall of 2020. What a year it has been. …

Getting info. Woman working in office alone during coronavirus or COVID-19 quarantine, wearing face mask. Young businesswoman, manager doing tasks with smartphone, laptop, tablet has online conference.

What are the Downsides of Purchasing a Home During the Coronavirus Crisis?

by Chad Baker June 10, 2020 0Comments

Thinking of purchasing a home during the coronavirus crisis? There are certainly advantages, but this article outlines some of the downsides you will want to consider. Earlier this month, we wrote an article about the advantages of buying a home during the COVID-19…

Load more posts