It may come as a surprise, but business startups skyrocketed during the pandemic. This makes bank statement loans for small-business owners more important than ever. The COVID-19 pandemic brought countless hardships. Sickness and disease become
The San Diego housing inventory has a massive impact on the market as a whole. Impacting prices, time on the market, and the overall buying experience, the total supply of housing is felt by buyers,
If you are purchasing a home and using a mortgage, there are many important factors. While your own financial situation is most important, mortgage interest rates also matter. Mortgage Interest Rates: Where Do We Stand,
In a move that will make refinancing more affordable, Fannie Mae and Freddie Mac have dropped a fee that was designed to reduce COVID-related losses. With refinancing fees removed, it may be the time to
An interest-only loan is a fairly simple mortgage product. While calculating the financial differences between this option and other mortgage products can be complicated, the loan itself is fairly straightforward. An interest-only loan is a
Home prices and overall sales are on the rise across the country. The West Coast, the state of California, and San Diego real estate itself are all seeing this trend. In some regions, home prices
COVID-19 has had a major impact on numerous industries. The real estate and mortgage industry, by comparison to many others, has fared quite well. To be certain, there are people still struggling to make payments
Mortgages could be changing in the near future, and these changes could impact how homeowners buy and sell their properties. While making accurate predictions about future mortgages is extremely difficult (and often unreliable), we’ll look
With a changing work environment, bank statement loans are becoming more important than ever before. People are adjusting how they work, and these changes have made the need for flexible loan approval more common. Using
Zillow predicts home prices to rise 10.3% in 2021. With a potential increase in interest, now may be the right time for many buyers, especially first-time homeowners. In late December of 2020, Zillow, a home-listings
In response to the COVID-19 crisis, California lawmakers have passed a variety of rules and regulations. One piece of legislation, called the COVID-19 Small Landlord and Homeowner Relief Act of 2020, largely addresses eviction that
Chad Baker
Originating Branch Manager
NMLS #329451
858-353-8331
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