When you begin preparing for a mortgage, one of the first steps you’ll take is to check your credit. Whether you pull the credit report yourself or a loan officer pulls the report on your
Bank statement loans can create a path to mortgage financing when other options fall short. With high loan limits, reasonable downpayment requirements, and flexible application terms, these loans are ideal for many people, especially the
We love investment properties. We love the fact that it can bring a steady monthly income. We love how it’s an asset that (usually) grows in value while you own it. But investment properties will
Priming your credit before a mortgage application is easier than you might think. This article will outline 5 effective tips for to enhance your score. While it’s not an accurate gauge for overall financial stability,
The real estate and mortgage industries are loaded with terms that many people don’t understand. Debt-to-income ratios, conventional loans, and HELOC are just a few examples of terms that are used by professionals in our
Commercial real estate loans can improve and enhance your business. The majority of mortgage loans are made to individuals and couples purchasing their personal residence. Most people understand these loans, or at least have a
Do multiple credit inquiries destroy your credit? There is a universal myth about the lending and credit industries that can have a negative impact on how you apply for mortgage loans and even how you
Purchasing a home is not quite as simple as it looks on television. There are numerous fees and costs associated with the purchase, and, while most are affordable, they add up in total price. Make
The vast majority of mortgages use paystubs, as well as tax returns, to verify a potential borrower’s income. For nearly everyone, this creates a convenient way to get approved for a mortgage. However, some borrowers
If you are self employed, or if you work on a commission-based salary, you must understand the benefits of bank statement loans. Traditional loans require paystubs and tax returns to verify income, but many professionals
Buying a home is an important milestone for many people. Along with buying a first car, graduating college, and even getting married, people often reflect on the purchase of their first home as memorable moment.
Chad Baker
Originating Branch Manager
NMLS #329451
858-353-8331
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