For San Diego homebuyers, 100% jumbo financing creates a renewed chance to purchase a world-class home in our first-rate city!
100% Jumbo Financing: What it Means for San Diego Homebuyers
Most loans across the country, even if they are not…
In today’s current environment, buying a home is difficult for everyone. For first-time buyers, it’s even tougher. They often come in feeling overwhelmed, nervous, and (all too often) desperate to buy.
But knowledge is usually the best solution to this problem.…
Buying a first home can be intimidating. There are numerous questions to ask, countless factors to consider, and endless options for size, area, amenities, school districts, and more.
Mistakes among first time buyers are common. Here are a few of…
If you are purchasing a new home, but can’t afford to carry two mortgages as you sell your existing property, bridge loans could provide the perfect solution.
Bridge Loans: Spanning the Financial Gap from Old Home to New
Sometimes called…
Anyone living in the United States, earning an income, and paying U.S. taxes, but not eligible for a Social Security number, should know about jumbo ITIN loans. This is a special mortgage program that allows individuals and families to purchase a home…
VA loans have some of the most generous terms available in the entire mortgage industry. For qualifying veterans, these loans represent an excellent opportunity to secure an affordable mortgage with a small downpayment; in some cases veterans can even purchase a home…
For most people, using traditional income documents, such as paystubs and tax returns, is the best (and possibly the only) way to qualify for a loan. But for others, these documents are either incomplete or simply don’t exist. Asset utilization, therefore, may…
In previous years, the pre-qualification letter was all sellers needed from potential buyers. This document, which is similar but different than pre-approval, would grant you access to numerous homes, allowing you to look at properties and have your offer accepted by buyers.…
Priming your credit before a mortgage application is easier than you might think. This article will outline 5 effective tips for to enhance your score.
While it’s not an accurate gauge for overall financial stability, a strong credit score can be useful for…
Buying a home is simultaneously the most exciting, confusing, and (potentially) frightening time in many people’s lives. The property you choose is not only going to be your home for many years, it’s far and away the largest purchase made by most…
CalHFA is an important government organization for aspiring California homeowners. They provide support for first-time buyers and people with low to moderate incomes, helping to increase the rate of homeownership all across the state, which is considered an important measurement for overall…