For many people, their home is the largest item they will ever buy. It’s critical that you are thoughtful with your home purchase, that you get the best possible price, and that your interest rate
Have you received a letter saying your mortgage has been sold? This may seem troubling, but in this article we’ll explain why it happens and why it’s no cause for concern. When you purchase a
For San Diego homebuyers, 100% jumbo financing creates a renewed chance to purchase a world-class home in our first-rate city! 100% Jumbo Financing: What it Means for San Diego Homebuyers Most loans across the country,
In today’s current environment, buying a home is difficult for everyone. For first-time buyers, it’s even tougher. They often come in feeling overwhelmed, nervous, and (all too often) desperate to buy. But knowledge is usually
Buying a first home can be intimidating. There are numerous questions to ask, countless factors to consider, and endless options for size, area, amenities, school districts, and more. Mistakes among first time buyers are common.
If you are purchasing a new home, but can’t afford to carry two mortgages as you sell your existing property, bridge loans could provide the perfect solution. Bridge Loans: Spanning the Financial Gap from Old
Anyone living in the United States, earning an income, and paying U.S. taxes, but not eligible for a Social Security number, should know about jumbo ITIN loans. This is a special mortgage program that allows
VA loans have some of the most generous terms available in the entire mortgage industry. For qualifying veterans, these loans represent an excellent opportunity to secure an affordable mortgage with a small downpayment; in some
For most people, using traditional income documents, such as paystubs and tax returns, is the best (and possibly the only) way to qualify for a loan. But for others, these documents are either incomplete or
In previous years, the pre-qualification letter was all sellers needed from potential buyers. This document, which is similar but different than pre-approval, would grant you access to numerous homes, allowing you to look at properties
Priming your credit before a mortgage application is easier than you might think. This article will outline 5 effective tips for to enhance your score. While it’s not an accurate gauge for overall financial stability,
Chad Baker
Originating Branch Manager
NMLS #329451
858-353-8331
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