credit scores Archives - San Diego Purchase and Refinance Loans

Most downpayment assistance programs, often referred to as “DPA programs,” are created with noble intentions. They are made to help people purchase comfortable, safe housing that enhances their longterm financial stability while giving them a house they can be proud of. There…

7 Reasons You Should Use a Bank Statement Loan

by Chad Baker February 22, 2022 0Comments

Bank statement loans can create a path to mortgage financing when other options fall short. With high loan limits, reasonable downpayment requirements, and flexible application terms, these loans are ideal for many people, especially the self employed. Here are seven reasons to use…

Family At Home Eating Breakfast In Kitchen Together

Get Up to $3.5 Million or Only 10% Down with Our 1099 Loan Program!

by Chad Baker January 6, 2022 0Comments

If you are self-employed and need a high-quality jumbo mortgage, our 1099 loan program may be the perfect option for your next home purchase! Our 1099 Loan Program Makes Home Loans More Affordable There are many advantages to using this program, including the…

What You Need to Know Before Applying for a Second Home Refinance

by Chad Baker October 26, 2021 0Comments

This article will help you understand the details for a second home refinance and how you can prepare before filling out an application. When most people think about mortgage refinancing, they usually think about primary homes. But whether it’s your first property, an…

Why Interest Rates May Not Match Lender Advertisements

by Chad Baker July 22, 2021 0Comments

Mortgage lending can be highly complex, which often leads to confusion and frustration among consumers. Interest rates are a perfect example. While many organizations advertise extremely low rates, you don’t always get these low rates, and interest advertised by companies…

Beneficial Loan Options When You Have Multiple Financed Properties

by Chad Baker May 13, 2021 0Comments

Whether you are an investor with multiple financed properties, or you're simply a homeowner trying to purchase a vacation property, it can be difficult (but certainly not impossible) to find top-quality financing for your next purchase. For a variety of…