When you begin preparing for a mortgage, one of the first steps you’ll take is to check your credit. Whether you pull the credit report yourself or a loan officer pulls the report on your
Most downpayment assistance programs, often referred to as “DPA programs,” are created with noble intentions. They are made to help people purchase comfortable, safe housing that enhances their longterm financial stability while giving them a
Bank statement loans can create a path to mortgage financing when other options fall short. With high loan limits, reasonable downpayment requirements, and flexible application terms, these loans are ideal for many people, especially the
If you are self-employed and need a high-quality jumbo mortgage, our 1099 loan program may be the perfect option for your next home purchase! Our 1099 Loan Program Makes Home Loans More Affordable There are
This article will help you understand the details for a second home refinance and how you can prepare before filling out an application. When most people think about mortgage refinancing, they usually think about primary
Mortgage lending can be highly complex, which often leads to confusion and frustration among consumers. Interest rates are a perfect example. While many organizations advertise extremely low rates, you don’t always get these low rates,
Whether you are an investor with multiple financed properties, or you’re simply a homeowner trying to purchase a vacation property, it can be difficult (but certainly not impossible) to find top-quality financing for your next
One of the biggest myths in the mortgage industry is the belief that you need a nearly-perfect credit score to use a jumbo loan. But as we’ll show, minimum-credit-score jumbo loans are available. The Myth:
Many veterans in the Golden State want to compare CalVet vs VA loans. If you are a veteran or active service member of the United States military, you are entitled to a wide variety of
There are a lot of questions, misconceptions, and myths in the mortgage industry. Especially when it comes to jumbo loans. For a variety of reasons, these loans are often misunderstood. People think they are hard
For some borrowers, the lack of a downpayment is a significant challenge. For others, their income might keep them from being able to purchase a top-quality home in the neighborhood they prefer. For some, their
Chad Baker
Originating Branch Manager
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858-353-8331
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