If you want to lower the interest on your next home loan, mortgage points can be extremely useful. They might seem complex, but the basic principle is simple: mortgage points are upfront payments that reduce the interest rate. Basically, you pay a…
Want to have a smooth home-buying process? If you are using a mortgage, make sure to ask your lending agent these important questions…
12 Essential Questions to Ask Your Lending Agent
1. “What Type of Loan is Best for Me?”…
If you are eligible, a VA loan can be the most reliable, affordable, and convenient financing option for your home.
VA loan rates can vary depending on the purchase and the borrower. Fortunately, there are a few things you can…
There are many factors that impact the total cost and monthly payments on your loan. One of the most important is the interest rate. While a single percentage point may not seem like much, over the course of a 30-year loan it…
Mortgages can be confusing.
There are loan terms, interest rates, down payments, closing costs, and many other detail that you need to understand in order to get the best results. Another important detail is the option for “mortgage points .”…