Everyone knows about down payments for purchasing a home, but many don’t understand, or have never heard of, reserve requirements. Every time a lender or bank makes a loan, they assume a certain degree of
Jumbo loans are any loans that are higher than the allowable limit set by the Fannie Mae and Freddie Mac, which use the FHFA as their guide. Essentially, if you need to borrow a significant
The FHA is one of the most important government organizations in the real-estate industry. Many homeowners count on FHA loans, and we receive lots of questions about this type of financing. To help create better-informed
FHA loans are important options for many borrowers. We often receive questions on these loans, so we’d like to share some of the top questions to help you stay fully informed on your borrowing options.
How big of a down payment should you have before purchasing a home? That’s one of the fundamental questions for homebuyer, but if you are an investor, it might be even more important, as down
Mortgages can be complicated, with lots of confusing terms and acronyms that seem like they come from another language. But you don’t need to be a real estate agent or a lending professional to speak
Homeownership is an important part of American prosperity. It provides secure, consistent housing and, because a mortgage payments become real ownership, acts as a forced savings account. It allows you to take pride in your
Whether you have actively searched for a home or you’re simply considering the prospect of homeownership, you’ve likely come across the subject of a down payment. In fact, you’ve probably heard, by at least some
Millennials face a unique set of challenges when buying a home. From high amounts of student debt to social pressures to live in the “perfect” home, millennials have plenty of concerns when it comes time
Texas uses an escrow agent, closing agent, or representative from the title company to complete the real estate transaction. As the borrower, your funds, as well as the purchase contract, are held in escrow by
Chad Baker
Originating Branch Manager
NMLS #329451
858-353-8331
Licensed in: Alabama, Arizona, Arkansas, California, Connecticut, Delaware, District of Columbia, Florida, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Virginia, Washington, West Virginia, Wisconsin, Wyoming.
© 2025 San Diego Purchase Loans. All Rights Reserved. Disclaimers. Powered By CrossCountryMortgage, LLC