California lawmakers, in an effort to make housing more accessible for low- and moderate-income earners, recently approved the California Dream for All program. This law, a response to the massive increases in the state’s home
Downpayment assistance can be critical to a homebuyer. Helping buyers by providing loans and grants, these programs reduce the total amount someone needs to enter or restart homeownership. There are thousands of these programs across
While homeownership is a pillar of financial stability, a downpayment, which is almost always required, can be a major hurdle. Fortunately, there are options, including the BorrowSmart program from Freddie Mac. This downpayment assistance, which
Homeownership, while not a guarantee of economic success, is largely considered an important pillar for financial stability. It acts as a forced savings account and allows people own a property that can be worth hundreds
Most downpayment assistance programs, often referred to as “DPA programs,” are created with noble intentions. They are made to help people purchase comfortable, safe housing that enhances their longterm financial stability while giving them a
In today’s current environment, buying a home is difficult for everyone. For first-time buyers, it’s even tougher. They often come in feeling overwhelmed, nervous, and (all too often) desperate to buy. But knowledge is usually
While some mortgages are available with 0% down, the vast majority of home loans require at least a small amount. Exactly how much cash you need depends on the loan, the purchase price, and personal
A downpayment is one of the biggest roadblocks to homeownership. Often equaling thousands of dollars, even a 5% downpayment can seem impossible to many would-be homeowners. But a downpayment assistance program can help. Using downpayment
Want to have a smooth home-buying process? If you are using a mortgage, make sure to ask your lending agent these important questions… 12 Essential Questions to Ask Your Lending Agent 1. “What Type of
When you are thinking about purchasing a home, what’s the first thing you consider? For many; it’s the downpayment. This chunk of money creates a lot of worry, delay, and confusion among would-be homeowners. Knowing
If you are considering a home purchase, either for your own personal use or as an investment, you need to meet with a lot of people. Most know they need to talk with a real
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