What is a Good DTI for Your Mortgage Application?
Your debt-to-income ratio, or “DTI,” can have a profound impact on your mortgage. A good DTI can result in better terms for your loan, while a high DTI can increase interest and even cause a
Your debt-to-income ratio, or “DTI,” can have a profound impact on your mortgage. A good DTI can result in better terms for your loan, while a high DTI can increase interest and even cause a
If you are self-employed and need a high-quality jumbo mortgage, our 1099 loan program may be the perfect option for your next home purchase! Our 1099 Loan Program Makes Home Loans More Affordable There are
San Diego is a wonderful city; a great place to live. But, quite frankly, it’s expensive. Houses in particular can be high cost. For this reason, many turn to jumbo loans in San Diego to
There are many assets that you can use on your loan application, including restricted stock units. If you receive this compensation from an employer, it may be a good idea to apply these funds to
This article will help you understand the details for a second home refinance and how you can prepare before filling out an application. When most people think about mortgage refinancing, they usually think about primary
Thanks to recent changes, FHA loans with student debt are going to be more accessible to many borrowers. The amount of debt you owe every month is vastly important to lenders. Obviously, they want to
If you are purchasing a new home, but can’t afford to carry two mortgages as you sell your existing property, bridge loans could provide the perfect solution. Bridge Loans: Spanning the Financial Gap from Old
When pouring over your mortgage application, there are many factors that lenders and agents consider. Credit scores are probably the most famous, but there are other factors to review, including a borrower’s “DTI,” also known
When you visit a mortgage lender, you may feel that you’re overrun with terminology. At times it seems like the industry is almost intentionally confusing you with an alphabet soup of jargon. But we believe
Investment property can seem intimidating. With unique terms, acronyms, and lingo, it can seem like this would be an investment option only for people who are experienced in the industry. Only for those who speak
Mortgage lingo is often expressed in acronyms. You don’t need to know them all, but this article reviews the ones that are more common or important. The real estate and mortgage industries love acronyms. “APR,”
Chad Baker
Originating Branch Manager
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