2024 Loan Limits are Available Now!
Update: 2024 is here, and so are the 2024 loan limits. If you are considering a new house in the coming year, you should learn about upcoming loan limits so you can purchase the best
Update: 2024 is here, and so are the 2024 loan limits. If you are considering a new house in the coming year, you should learn about upcoming loan limits so you can purchase the best
Accessory dwelling units, or “ADUs,” are small living spaces, separate from the main home, that can be rented out to tenants. Helping bring a steady income to owners, while also easing the housing shortage, ADUs
There are many reasons that people own second properties. Some want a luxurious vacation home, while others want a property that’s close to work. Others want to use a second home as a rental property,
California is going through a variety of challenges, including the need for more housing units. While you may not be able to solve the entire problem yourself, you can do one small thing to ease
ITIN loans are useful for many different borrowers. If you are a tech worker in San Diego but do not have a Social Security number, these loans could be the perfect option for your needs.
If you have investment properties, there’s a good chance these assets have significant equity. As a property investor, there’s also a good chance you need liquid, usable cash. Investment properties are expensive, and we’re not
Homeownership can be difficult. Simply obtaining a mortgage, which requires a strong income, sizable downpayment, and decent credit score, can be challenging. Realizing that many low-income people struggle to reach mortgage approval, Fannie Mae, a
The real estate and mortgage industries are seeing rapid changes. The way people buy and sell property is changing. So too is the way people apply and qualify for mortgages. “Non-QM lending,” a term that
Have you received a letter saying your mortgage has been sold? This may seem troubling, but in this article we’ll explain why it happens and why it’s no cause for concern. When you purchase a
In a move that will make refinancing more affordable, Fannie Mae and Freddie Mac have dropped a fee that was designed to reduce COVID-related losses. With refinancing fees removed, it may be the time to
When considering a conventional loan in San Diego, you should understand this form of financing, including the advantages and disadvantages for these mortgages. This article will explain what a conventional loan is and how it
Chad Baker
Originating Branch Manager
NMLS #329451
858-353-8331
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