FHFA Archives - San Diego Purchase and Refinance Loans

In a move that will make refinancing more affordable, Fannie Mae and Freddie Mac have dropped a fee that was designed to reduce COVID-related losses. With refinancing fees removed, it may be the time to rework your mortgage. Mortgage Refinancing…

New FHFA Rules Could Reduce Loans for Investment Property

by Chad Baker April 20, 2021 0Comments

In early March of 2021, the Federal Housing Finance Agency (FHFA) announced that Fannie Mae and Freddie Mac would limit their buying of second-homes and investment-property mortgages to roughly 7% of their overall portfolio. This means that the two organizations…

2021 Loan Limits are Available Now!

by Chad Baker January 5, 2021 0Comments

2021 is here, and so are the 2021 loan limits. If you are considering a new house in the coming year, you should learn about upcoming loan limits so you can purchase the best possible home. Of course,…

VA Loan Limits for 0% Financing Set to Rise in January, 2020

by Chad Baker September 26, 2019 0Comments

In June of 2019, Pres. Trump signed a bill that was designed to provide financial support for veterans who served on Navy ships during the Vietnam War. This bill, called the “Blue Water Navy Vietnam Veterans Act,” also carried a few additional…

Mortgage Glossary Of Terms: Part 2

by Chad Baker November 19, 2018 0Comments

Want to better understand mortgages? Then you need to understand the essential terms. Using this mortgage glossary, you’ll have a better understanding of real estate and the mortgage industry. This is Part 2 in our mortgage glossary series. Read Mortgage Glossary…