In a move that will make refinancing more affordable, Fannie Mae and Freddie Mac have dropped a fee that was designed to reduce COVID-related losses. With refinancing fees removed, it may be the time to
In early March of 2021, the Federal Housing Finance Agency (FHFA) announced that Fannie Mae and Freddie Mac would limit their buying of second-homes and investment-property mortgages to roughly 7% of their overall portfolio. This
2021 is here, and so are the 2021 loan limits. If you are considering a new house in the coming year, you should learn about upcoming loan limits so you can purchase the best possible
In June of 2019, Pres. Trump signed a bill that was designed to provide financial support for veterans who served on Navy ships during the Vietnam War. This bill, called the “Blue Water Navy Vietnam
Want to better understand mortgages? Then you need to understand the essential terms. Using this mortgage glossary, you’ll have a better understanding of real estate and the mortgage industry. This is Part 2 in our
There are a lot of myths in mortgage lending and real estate. You must have a 20% down payment. False. You can’t purchase a home if you already have a significant debt load. Wrong. It’s
How big is a jumbo loan? That’s a simple question with a rather complex answer. Because of the differences in markets, there is no single answer for the entire country. Therefore, if you need a
Home prices are on the rise and the federal government is responding. In a press release issued on Nov. 28, 2017, the Federal Housing Finance Agency (FHFA) announced that they are increasing the conforming loan
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