first-time buyer Archives - San Diego Purchase and Refinance Loans

by Chad Baker December 2, 2021

These are the Top 8 Buyers Who Should Use an FHA Loan

FHA loans are some of the most buyer-friendly mortgage options available. But like all loan products, there are certain types of buyers who will find these mortgages most attractive. Here are eight buyers who should consider an FHA loan for their next purchase... Top…

Buying Your First Home? Here are Five Mistakes to Avoid

by Chad Baker July 13, 2021 0Comments

Buying a first home can be intimidating. There are numerous questions to ask, countless factors to consider, and endless options for size, area, amenities, school districts, and more. Mistakes among first time buyers are common. Here are a few of…

What is Earnest Money and How Much Do You Need?

by Chad Baker June 24, 2021 0Comments

When you enter into a contract to purchase a home, you and the seller will both sign a contract. This contract does not mean you have to purchase the home, as the home inspection and appraisal could show problems with the property.…

With Potential Rises in Home Prices and Interest, It May be Time to Buy

by Chad Baker January 12, 2021 0Comments

Zillow predicts home prices to rise 10.3% in 2021. With a potential increase in interest, now may be the right time for many buyers, especially first-time homeowners. In late December of 2020, Zillow, a home-listings and real-estate information website, released their predictions for…

Young couple listening to female agent in realtor office

Think You’re Ready to Buy a Home? These 9 Tips Will Make the Process Much Easier

by Chad Baker July 22, 2020 0Comments

Buying a home is simultaneously the most exciting, confusing, and (potentially) frightening time in many people’s lives. The property you choose is not only going to be your home for many years, it’s far and away the largest purchase made by most…

Rear view of luxury home with brick patio

CalHFA Loan Eligibility: Are You Eligible for this Excellent Program?

by Chad Baker June 15, 2020 0Comments

CalHFA is an important government organization for aspiring California homeowners. They provide support for first-time buyers and people with low to moderate incomes, helping to increase the rate of homeownership all across the state, which is considered an important measurement for overall…

Happy young couple sitting on a couch at home, drinking tea, looking at mobile phone

Despite Negatives, Coronavirus Creating New Opportunities for Homebuyers

by Chad Baker May 18, 2020 0Comments

Due to the coronavirus pandemic, America is facing a new unique challenge. One that is trying our economic and healthcare systems, while also testing, but certainly not breaking, our national resolve. Like any challenge, America is once again showing resilience…

Keys to a variety of properties with overlay text

The Top Six Types of Properties You Can Purchase with a Low-Downpayment Mortgage

by Chad Baker April 1, 2019 0Comments

No matter what type of property you need, a low-downpayment mortgage is a great option. Allowing you to enter into home ownership with less initial funding, this program also allows for the purchase many different properties. Top 6 Types of…

Top 7 Features of Our Minimum-Down-Payment Jumbo Mortgage Program

by Chad Baker February 8, 2019 0Comments

If you are looking for a jumbo loan with a low down payment, you may find a lot of options. But not all jumbo loans are built the same. Our minimum-down-payment loans have many features that make them extremely…

Large house with brick front and many trees

Minimum-Down-Payment Jumbo Loans from SDPL Make a Large Purchase Possible!

by Chad Baker January 9, 2019 0Comments

Jumbo loans often require a large down payment, sometimes as high as 20% just to qualify for the financing. Unfortunately, this creates a massive hurdle for many would-be buyers, but San Diego Purchase Loans can help. By offering jumbo loans with low…

First-Time Homebuyers: What Challenges Can You Expect?

by Chad Baker January 7, 2019 0Comments

Buying a home is an important milestone for many people. Along with buying a first car, graduating college, and even getting married, people often reflect on the purchase of their first home as memorable moment. But while it should be enjoyable,…

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