Fixed-rate loan Archives - San Diego Purchase and Refinance Loans

by Chad Baker June 22, 2021

What’s the Longterm Cost of High Interest on Your Mortgage?

It’s no secret that interest rate matters to the total affordability of your loan. Borrowers, lenders, real estate agents, lending professionals; everyone in the mortgage and real estate industry is aware that interest rates matters. But just how much does it…

Forbearances are Dropping: What This Means for Homeowners?

by Chad Baker November 19, 2020 0Comments

Forbearances are declining. What could this mean for future homebuyers? The United States, at least economically, appears to be steadily returning to a state of normal. Yes, COVID-19 cases continue to increase in many areas, causing new restrictions on gatherings by…

How a Non-Qualified Mortgage Can Help You Purchase More Investment Properties

by Chad Baker November 17, 2020 0Comments

Real estate can be one of the best ways to invest your money. Not only are you investing in something that steadily gains in value (in most cases), you are purchasing a physical asset that brings a steady cash flow to your…

9 Important Reasons Why You Must Talk with a Lending Agent

by Chad Baker October 1, 2019 0Comments

If you are considering a home purchase, either for your own personal use or as an investment, you need to meet with a lot of people. Most know they need to talk with a real estate agent, but you should also talk…

What You Need to Know About Bank Statement Interest Rates

by Chad Baker July 23, 2019 0Comments

The vast majority of mortgages use paystubs, as well as tax returns, to verify a potential borrower’s income. For nearly everyone, this creates a convenient way to get approved for a mortgage. However, some borrowers need a different way to…

What Every Borrower Needs to Know About HomeStyle Renovation Loan Terms

by Chad Baker March 27, 2019 0Comments

Suppose you find the perfect house for your family. It has a wonderful backyard, a spacious kitchen, and three excellent bathrooms, which will make a weekday morning far more peaceful for your growing family. It seems like the perfect choice except for…

Couple learning about no-income investment opportunities

Top 9 Advantages of Our No-Income Investment-Property Loan

by Chad Baker February 27, 2019 0Comments

We are proud to offer one of the best no-income investment-property loans available on the market. This loan program offers clear advantages that make it one of the most popular options for borrowers looking to create or expand their portfolio of investment…

HomeStyle Renovation Loans Available Now from SDPL!

by Chad Baker January 11, 2019 0Comments

The HomeStyle Renovation Loan program is designed to give borrowers the option to purchase a home and make improvements and renovations to the property, all while having one single loan. This program provides simple, flexible, and affordable financing for not…

Professionals discussing investment property strategies

Top Investment Property Strategies to Build Your Financial Future

by Chad Baker December 28, 2018 0Comments

Investing in property is one of the most reliable and consistent ways to build a solid income and a healthy financial future. While nothing is guaranteed in property investments, and there are certainly examples of failure, this has become one of the…

Should You Have a Fixed of ARM Loan for a 30-Year Investment Property Mortgage?

by Chad Baker December 26, 2018 0Comments

Purchasing an investment property is one of the most exciting times in your life, but if you choose the wrong mortgage for your needs, your purchase could be more of a burden than a blessing. Before you can think about…

Investors getting loan approval with bank statements

How to Get $1.5 Million in Bank-Statement Loans for Investment Properties

by Chad Baker December 19, 2018 0Comments

Using bank statements for loan approval is a common option for traditional mortgages, but it’s also a little-known option for investors. By using bank statements for approval on your investment-property loan, you create new opportunities that might not exist otherwise. Bank-statement loans…

Load more posts