While homeownership is a pillar of financial stability, a downpayment, which is almost always required, can be a major hurdle. Fortunately, there are options, including the BorrowSmart program from Freddie Mac. This downpayment assistance, which
Have you received a letter saying your mortgage has been sold? This may seem troubling, but in this article we’ll explain why it happens and why it’s no cause for concern. When you purchase a
In a move that will make refinancing more affordable, Fannie Mae and Freddie Mac have dropped a fee that was designed to reduce COVID-related losses. With refinancing fees removed, it may be the time to
When considering a conventional loan in San Diego, you should understand this form of financing, including the advantages and disadvantages for these mortgages. This article will explain what a conventional loan is and how it
In early March of 2021, the Federal Housing Finance Agency (FHFA) announced that Fannie Mae and Freddie Mac would limit their buying of second-homes and investment-property mortgages to roughly 7% of their overall portfolio. This
Could the BorrowSmart program be your key to unlocking homeownership? While renting can be more affordable on a month-to-month basis, owning your home is one of the pillars of financial stability. Acting like a forced
2021 is here, and so are the 2021 loan limits. If you are considering a new house in the coming year, you should learn about upcoming loan limits so you can purchase the best possible
Mortgage research is an important part of the overall buying process. But where is the information, and what should you look for? This article hopes to guide you in the right direction. An informed decision
With the high price of home repairs, many people turn to loans for their fixer-upper homes. This article discusses the various financing options for repairs, remodeling, and updates. Home repairs are expensive! Even relatively small
When the COVID-19 crisis began spreading across the United States, prompting government officials to order the temporary shutdown of numerous offices and businesses, the real estate and lending industry was hit hard. Many products were
During the current health crisis, many people are facing temporary leave from work. If you are one of the millions whose jobs have been impacted by the coronavirus, you can still get a top-quality mortgage
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