Many Americans are concerned that we are entering a recession. Because of our recent history, this potential recession has many worried about a housing crisis. But as we will show, a recession (whether we are
The real estate market is going through some rapid changes. Despite more homes for sale and rising interest rates (which should cool demand), prices continue to trend upward. These trends might give potential buyers pause,
Cash reserves are just one of the factors that are considered when a lender or lending professional reviews your application. They generally don’t come into play for conforming mortgages (loans under a certain amount), which
San Diego is a red-hot market. Homes sell fast, often purchased at totals well above the asking price. Buyers, especially recently, often feel frustration when trying to purchase a San Diego property; they either can’t
Buying a home in San Diego, quite frankly, can be tough. With extremely short sales times and rising prices in the San Diego market, purchasing a property in this area seems like an impossible task.
The San Diego housing inventory has a massive impact on the market as a whole. Impacting prices, time on the market, and the overall buying experience, the total supply of housing is felt by buyers,
The last two years has been one of the most turbulent yet interesting times for the real estate industry. In San Diego, homebuyers, sellers, and real estate professionals have seen skyrocketing offers, diminished inventory, short
For San Diego homebuyers, 100% jumbo financing creates a renewed chance to purchase a world-class home in our first-rate city! 100% Jumbo Financing: What it Means for San Diego Homebuyers Most loans across the country,
A recent article from The Orange County Register discussed the “housing frenzy” that is driving home prices upward. It made the well-established argument that buyer competition and low inventory are making it increasingly difficult to
Home prices and overall sales are on the rise across the country. The West Coast, the state of California, and San Diego real estate itself are all seeing this trend. In some regions, home prices
Mortgages could be changing in the near future, and these changes could impact how homeowners buy and sell their properties. While making accurate predictions about future mortgages is extremely difficult (and often unreliable), we’ll look
Chad Baker
Originating Branch Manager
NMLS #329451
858-353-8331
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