Homeownership can be difficult. Simply obtaining a mortgage, which requires a strong income, sizable downpayment, and decent credit score, can be challenging. Realizing that many low-income people struggle to reach mortgage approval, Fannie Mae, a
A downpayment is one of the biggest roadblocks to homeownership. Often equaling thousands of dollars, even a 5% downpayment can seem impossible to many would-be homeowners. But a downpayment assistance program can help. Using downpayment
Homeownership is one of the pillars of American prosperity, bringing financial stability to individuals families. But when it’s approached recklessly and irresponsibly, it can be a burden. To help reduce financial risk to both borrowers
Purchasing your first home can be scary. For years, you’ve been told that homeownership is essential for financial success, but when it comes time to make the purchase, it can be easy to hesitate. Renting
If you are looking for a wonderful deal on a new home, purchasing a foreclosure can, in some cases, be a good option. While these properties certainly have their risks, purchasing a foreclosure can help
Are you having trouble getting qualified for an affordable loan? If you have a renter or roommate, you may be able to use their contributions towards approval. The process can be tricky, but with the
When it comes to homeownership, one of the biggest initial barriers is the down payment. Hoping to generate 20% of the purchase price, many would-be homeowners delay purchasing a home for years. It can be
To qualify for a loan, you usually need to have some money as a down payment. However, saving for this down payment, which usually represents tens of thousands of dollars, can be difficult. Unfortunately, it
Chad Baker
Originating Branch Manager
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