Interest Rates Archives - San Diego Purchase and Refinance Loans

The Family Opportunity Mortgage is perhaps the best option for borrowers looking to purchase a home for a family member, While it’s limited to purchasing homes for elderly parents, disabled children, and college students, this program allows you to enjoy, essentially,…

How We are Helping Buyers in the San Diego Spring Housing Market

by Chad Baker April 28, 2022 0Comments

Spring is perhaps the most exciting time in the real estate and mortgage industries. It’s a time full of expectation, a time when the sleepy lull of winter wears off and the energy, movement, and liveliness of spring sets in. This is…

5 Reasons Why a VA Loan is Perfect for San Diego

by Chad Baker February 15, 2022 0Comments

With one of the nation’s largest concentrations of active-duty service members and veterans, San Diego is a military town. Many sailors, soldiers, Marines, and Guard members are stationed in our city. A fair portion, seeing how great it is to live in…

Avoid These 11 Real Estate Investment Mistakes When Starting Your Journey

by Chad Baker January 11, 2022 0Comments

This article will discuss the most common real estate investment mistakes. It will also provide a few suggestions for new investors. Real estate can be one of the most rewarding and profitable investments. It requires hard work, organization, research, tenacity, and a willingness…

How Restricted Stocks Can Improve Your Mortgage Potential

by Chad Baker December 21, 2021 0Comments

There are many assets that you can use on your loan application, including restricted stock units. If you receive this compensation from an employer, it may be a good idea to apply these funds to your loan. Using Restricted Stock…

Why an Interest-Only Mortgage in California is a Great Choice

by Chad Baker December 16, 2021 0Comments

Homes in California are expensive. Ask anyone who has gone through the real estate process and you’ll hear stories of rapids sales, cut-throat competition, and buying opportunities disappearing in an instant. While the market has cooled and prices have dipped…

Investing in Commercial Property? Here’s What You Should Know

by Chad Baker October 28, 2021 0Comments

Should you consider investing in commercial property? This article will outline what counts as commercial real estate, as well as the pros and cons of this investment option. We will also take a look at what might be in store for 2022…

What to Expect from the Real Estate Market as We Wrap 2021

by Chad Baker September 30, 2021 0Comments

It’s been a wild ride for the real estate market. Nationally, regionally, and right here in San Diego, the past two years have brought up and downs, starts and stops, positives and negatives. What might the fourth quarter of 2021 bring? We…

Everything You Need to Know About USDA Loans

by Chad Baker September 28, 2021 0Comments

If you think of the USDA, you probably imagine grocery-store steaks and broad agricultural policy. But what about home loans? The United States Department of Agriculture ( USDA), in an effort to sustain and revive rural America, has been supporting…

Family Opportunity Mortgage vs Investment Loans: Choosing the Right Option for Your Purchase

by Chad Baker August 19, 2021 0Comments

In this article, we'll look at the various differences for a Family Opportunity Mortgage vs investment loans. Many Americans have considered purchasing a home for a loved one. Whether they need safe housing for a parent or an affordable home for a…

Why Interest Rates May Not Match Lender Advertisements

by Chad Baker July 22, 2021 0Comments

Mortgage lending can be highly complex, which often leads to confusion and frustration among consumers. Interest rates are a perfect example. While many organizations advertise extremely low rates, you don’t always get these low rates, and interest advertised by companies…

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