Investment property Archives - San Diego Purchase and Refinance Loans

The Pros and Cons of Hiring a Property Manager

Hiring a property manager can save time and hassle. But there are downsides. Here are the main advantages and disadvantages to hiring a property manager for your rental houses. 5 Advantages for Hiring a Property Manager Advantage #1: Ownership is…

What’s the Outlook for Commercial Property in 2022?

by Chad Baker November 4, 2021 0Comments

Commercial property, like all forms of real estate, is a regional industry heavily influenced by local factors. A commercial facility in one area may perform much better than a similar facility in a town just down the highway. However, we…

Investing in Commercial Property? Here’s What You Should Know

by Chad Baker October 28, 2021 0Comments

Should you consider investing in commercial property? This article will outline what counts as commercial real estate, as well as the pros and cons of this investment option. We will also take a look at what might be in store for 2022…

What You Need to Know Before Applying for a Second Home Refinance

by Chad Baker October 26, 2021 0Comments

This article will help you understand the details for a second home refinance and how you can prepare before filling out an application. When most people think about mortgage refinancing, they usually think about primary homes. But whether it’s your first property, an…

What to Do With That Investment Property When Moving to a New Area?

by Chad Baker October 12, 2021 0Comments

If you are moving to a new city, but currently own an investment property in your (soon to be) former area, it creates an avalanche of complex questions. Should you sell the property or keep it? Do you want to be a…

Vacation Property in San Diego: What to consider when Purchasing a Beach House

by Chad Baker September 23, 2021 0Comments

If you are considering a vacation property in San Diego, such as a high-rise condo or a beach house, you have a lot to consider. We certainly can’t make the decision for you, but we can help you think through your choices.…

Title Insurance: Little Used, Little Understood, But Vastly Important!

by Chad Baker July 1, 2021 0Comments

There are many insurances that you’ll almost certainly use. Dental insurance, for example, is utilized by practically everyone with a policy. Vision insurance is also used by practically all who have a policy. Healthcare insurance may not be used annually by everyone,…

Is an Interest-Only Loan the Right Option for You?

by Chad Baker May 18, 2021 0Comments

An interest-only loan is a fairly simple mortgage product. While calculating the financial differences between this option and other mortgage products can be complicated, the loan itself is fairly straightforward. An interest-only loan is a mortgage product that has an…

New FHFA Rules Could Reduce Loans for Investment Property

by Chad Baker April 20, 2021 0Comments

In early March of 2021, the Federal Housing Finance Agency (FHFA) announced that Fannie Mae and Freddie Mac would limit their buying of second-homes and investment-property mortgages to roughly 7% of their overall portfolio. This means that the two organizations…

Recent Survey Shows Property Remains a Popular Investment in 2021

by Chad Baker March 25, 2021 0Comments

A lot has changed in the past year. People’s perception of work, family gatherings, and healthcare have all been shifted. Compared to a year ago, almost all of us look at the world a little differently. But when it comes…

Mortgage Mythology: The 25% Investment-Property Downpayment

by Chad Baker February 18, 2021 0Comments

There is a myth that your investment-property downpayment must be 25%. But as we’ll show in this article, there are options for 15% down. We’ll also show how this seemingly-small difference can have a massive impact on your total downpayment. Investment…

Load more posts