Using assets to quality for a home loan is a common strategy for retirees. If you are at the retirement stage of your life, and want to purchase a new home (and need a loan
When you were working, calculating your income for the purposes of securing a loan was easy. But with retirement accounts, it can be slightly more complicated. However, if you understand the basic math, you can
The tax reforms implemented by President Trump and the United States Congress at the end of 2017 had a profound impact on people’s financial obligations to the federal government. While the reforms are still being
In a previous article, we discussed the various strategies we can use to establish your income. We feel this is an important topic, and we’d like to revisit the subject by discussing the different people
If you are retired and need a new home, approval for a mortgage can be difficult. You no longer have a regular income from work, and the income you do receive comes from a wide
Sometimes it seems like becoming a homeowner is an impossible journey. There are many blockades, but one of the largest is the need for a down payment. While there are options for purchasing a home
Chad Baker
Originating Branch Manager
NMLS #329451
858-353-8331
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