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How to Qualify for a Larger Loan Using Assets

Chad Baker September 14, 2020

Using assets to quality for a home loan is a common strategy for retirees. If you are at the retirement stage of your life, and want to purchase a new home (and need a loan

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Senior couple cooking healthy food and drinking red wine at house kitchen

Using IRA Distribution Income to Qualify for a Loan? Here is How Your Income is Calculated

Chad Baker April 10, 2020

When you were working, calculating your income for the purposes of securing a loan was easy. But with retirement accounts, it can be slightly more complicated. However, if you understand the basic math, you can

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Couple doing taxes at home table

Eight Benefits of Homeownership in 2020 and Beyond!

Chad Baker February 14, 2020

The tax reforms implemented by President Trump and the United States Congress at the end of 2017 had a profound impact on people’s financial obligations to the federal government. While the reforms are still being

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Who Will Benefit from Our Creative Strategies to Establish Income?

Chad Baker October 3, 2019

In a previous article, we discussed the various strategies we can use to establish your income. We feel this is an important topic, and we’d like to revisit the subject by discussing the different people

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Retirees learning about IRA distributions

5 Tips for Using IRA Distributions for Loan Approval

Chad Baker October 31, 2018

If you are retired and need a new home, approval for a mortgage can be difficult. You no longer have a regular income from work, and the income you do receive comes from a wide

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Nice house with tree in front

How to Use a Roth IRA for a Down Payment Without the Tax Penalty

Chad Baker October 17, 2018

Sometimes it seems like becoming a homeowner is an impossible journey. There are many blockades, but one of the largest is the need for a down payment. While there are options for purchasing a home

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