Jumbo loan Archives - San Diego Purchase and Refinance Loans

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If you are self-employed and need a high-quality jumbo mortgage, our 1099 loan program may be the perfect option for your next home purchase! Our 1099 Loan Program Makes Home Loans More Affordable There are many advantages to using this program, including the…

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Get Up to $1.75 Million in Financing with only 3.5% Down!

by Chad Baker December 30, 2021 0Comments

San Diego is a wonderful city; a great place to live. But, quite frankly, it's expensive. Houses in particular can be high cost. For this reason, many turn to jumbo loans in San Diego to make their home purchase. We…

How We Are Leading Non-QM Lending for 2022

by Chad Baker December 23, 2021 0Comments

The real estate and mortgage industries are seeing rapid changes. The way people buy and sell property is changing. So too is the way people apply and qualify for mortgages. “Non-QM lending,” a term that describes many different mortgage products, are becoming…

What is a Conventional Loan?

by Chad Baker June 10, 2021 0Comments

When considering a conventional loan in San Diego, you should understand this form of financing, including the advantages and disadvantages for these mortgages. This article will explain what a conventional loan is and how it is different from other types of mortgages.…

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Cross Country Mortgage and Wells Fargo: A Jumbo Loans Comparison

by Chad Baker July 24, 2020 0Comments

When the COVID-19 crisis began spreading across the United States, prompting government officials to order the temporary shutdown of numerous offices and businesses, the real estate and lending industry was hit hard. Many products were temporarily shuttered; high-risk loans, such as jumbo…

Top Myths of Jumbo Loans During the Current Health Crisis

by Chad Baker April 8, 2020 0Comments

There are a lot of questions, misconceptions, and myths in the mortgage industry. Especially when it comes to jumbo loans. For a variety of reasons, these loans are often misunderstood. People think they are hard to secure, require…

Minimum Down Jumbo Loans: How to Use this Helpful Financing

by Chad Baker April 1, 2020 0Comments

Jumbo loans have a higher level of risk than many other loan products. To compensate for this risk, many lenders require a larger downpayment, as high as 20% or more, which, on a jumbo loan, can equal hundreds of thousands of dollars.…

Buying a Vacation Property or Second Home: 6 Important Considerations

by Chad Baker March 18, 2020 0Comments

Owning your own personal vacation home is a wonderful way to give yourself an exclusive sanctuary. No reservations required; you can simply drive (or fly) to your property and enjoy a nice weekend getaway. Or, with today's mobile technology, even a month-long…