Asset-utilization loans are important for a wide variety of borrowers. This article will explain the details and describe some of the reasons why you may benefit from the program. Borrowers, like people, don’t fit into
Bank statement loans can create a path to mortgage financing when other options fall short. With high loan limits, reasonable downpayment requirements, and flexible application terms, these loans are ideal for many people, especially the
If you are self-employed and need a high-quality jumbo mortgage, our 1099 loan program may be the perfect option for your next home purchase! Our 1099 Loan Program Makes Home Loans More Affordable There are
San Diego is a wonderful city; a great place to live. But, quite frankly, it’s expensive. Houses in particular can be high cost. For this reason, many turn to jumbo loans in San Diego to
The real estate and mortgage industries are seeing rapid changes. The way people buy and sell property is changing. So too is the way people apply and qualify for mortgages. “Non-QM lending,” a term that
When considering a conventional loan in San Diego, you should understand this form of financing, including the advantages and disadvantages for these mortgages. This article will explain what a conventional loan is and how it
When the COVID-19 crisis began spreading across the United States, prompting government officials to order the temporary shutdown of numerous offices and businesses, the real estate and lending industry was hit hard. Many products were
There are a lot of questions, misconceptions, and myths in the mortgage industry. Especially when it comes to jumbo loans. For a variety of reasons, these loans are often misunderstood. People think they are hard
Jumbo loans have a higher level of risk than many other loan products. To compensate for this risk, many lenders require a larger downpayment, as high as 20% or more, which, on a jumbo loan,
Owning your own personal vacation home is a wonderful way to give yourself an exclusive sanctuary. No reservations required; you can simply drive (or fly) to your property and enjoy a nice weekend getaway. Or,
No matter what type of property you need, a low-downpayment mortgage is a great option. Allowing you to enter into home ownership with less initial funding, this program also allows for the purchase many different
Chad Baker
Originating Branch Manager
NMLS #329451
858-353-8331
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