Real estate can be one of the best ways to invest your money. Not only are you investing in something that steadily gains in value (in most cases), you are purchasing a physical asset that
Mortgage lingo is often expressed in acronyms. You don’t need to know them all, but this article reviews the ones that are more common or important. The real estate and mortgage industries love acronyms. “APR,”
Banks statement loans are back! The COVID-19 crisis changed this country and the globe in many ways. Some of these changes will be permanent; revisions to how people gather, and acceptance by companies to support
FHA cash-out refinancing is a wonderful option for many consumers across the country. However, if you want to use this program to take advantage of the equity in your home, you need to act fast.
There are many factors that impact the total cost and monthly payments on your loan. One of the most important is the interest rate. While a single percentage point may not seem like much, over
We are proud to offer one of the finest no-income loan options for investment properties. With this program, you can get world-class financing on a property investment, and you can do it with no income
As a first-time homebuyer, you have a lot to consider. There are new terms, new information, and important concepts to learn. In many cases, the confusion is compounded by “advice” from friends, family, real estate
Mortgage insurance can significantly increase the total cost of using a loan to purchase a home. In many cases, it equals hundreds of dollars a month, and the higher the loan (generally speaking), the higher
Moving from one property to another can be stressful enough. With packing, hauling, and organizing, you have enough to deal with as is. But many people worry about selling their property before buying a new
Want to better understand mortgages? Then you need to understand the essential terms. Using this mortgage glossary, you’ll have a better understanding of real estate and the mortgage industry. This is Part 2 in our
Choosing a loan can be difficult. With so many programs and options, knowing which one is right for your needs is confusing, overwhelming you to the point of frustration. But there is a right loan
Chad Baker
Originating Branch Manager
NMLS #329451
858-353-8331
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