To build equity in your home, you can use these easy steps.
“Equity” is simply the percentage of the property you own compared to the percentage you still owe on the mortgage. It takes into account a few different factors, but most importantly…
Investment property can seem intimidating. With unique terms, acronyms, and lingo, it can seem like this would be an investment option only for people who are experienced in the industry. Only for those who speak the language of investment-property terms. …
Mortgage lingo is often expressed in acronyms. You don’t need to know them all, but this article reviews the ones that are more common or important.
The real estate and mortgage industries love acronyms. “APR,” “LTV,” “HELOC,” and countless others…
Banks statement loans are back!
The COVID-19 crisis changed this country and the globe in many ways.
Some of these changes will be permanent; revisions to how people gather, and acceptance by companies to support remote work will likely…
Is a no-ratio investment-property loan right for you?
There are many ways to build a successful investment portfolio. Traditional retirement plans, like 401(k)s and Roth IRAs are perfectly acceptable ways to create your financial wellbeing. They are low-risk, low-work options that allow you…
If you are considering a home purchase, either for your own personal use or as an investment, you need to meet with a lot of people. Most know they need to talk with a real estate agent, but you should also talk…
Refinancing with our minimum-down-payment program allows you to get a top-quality loan on your home. Whether you want to make more investments, or simply prefer to have liquid capital ready when you need it, this program gives you plenty of options.…
When you work with a dedicated, experienced lender like San Diego Purchase Loans, you give yourself the best possible chance at a quality mortgage for your specific needs. For example, you can work with us to secure up to 95% financing on…
Whether you are borrowing money for a new fridge or a million-dollar home, you will likely come across the term “APR.” You hear it on auto commercials and on signs for furniture stores; you’ll also see it when researching mortgages.
While…
Avoiding Real Estate Contingencies
Let’s face it, buying or selling a home is a stressful experience for most people. This is why we want to make the process as quick and painless as possible for you. However, real-estate transactions can…
The loan-to-value ratio is essential to lenders, borrowers, and financial institutions. It can have an effect on mortgage payments, interest rates, and can even be the difference between loan approval and denial.
If you are seeking a mortgage loan, it’s…