There is a general myth in real estate. A myth that says real estate market activity is seasonal, that there is an off season. It’s assumed that real estate activity is like baseball: things wind down in October, take the winter off,…
Priming your credit before a mortgage application is easier than you might think. This article will outline 5 effective tips for to enhance your score.
While it’s not an accurate gauge for overall financial stability, a strong credit score can be useful for…
The real estate and mortgage industries are loaded with terms that many people don’t understand. Debt-to-income ratios, conventional loans, and HELOC are just a few examples of terms that are used by professionals in our industry but often misunderstood by the general…
One of the most important components of your mortgage application is the establishment of your income. Basically, the bank, lender, or lending agent needs to know how much money you make or how much money you have, as this will directly impact…
Buying a home is an important milestone for many people. Along with buying a first car, graduating college, and even getting married, people often reflect on the purchase of their first home as memorable moment.
But while it should be enjoyable,…
When buying a home in Nevada, you will use an escrow process. An escrow agent, closing agent, or representative from a title company will be required to complete the transaction.
Your funds and the purchase contract will be held…
Buying a home in Illinois requires the use of escrow, and it is similar to other states that use an attorney review. A real estate attorney will be used to complete the transaction and prepare all the necessary documents.
…
Idaho has a home-buying process that requires the use of an escrow agent, closing agent, or representative from a title company. These professionals are used to complete the purchase transaction.
When buying a home in Idaho, your funds and…
In Florida, the home-buying process is similar to other states that require the use of a buyer’s attorney, escrow agent, or representative from a title company. This is used to prepare the closing documents and finalize the transaction.
The buyers…
While it’s possible to secure a mortgage loan without one, using a credit score is one of the fastest and most efficient ways to complete your application. These scores are used in the vast majority of applications, and if you want to…