Homes in California are expensive. Ask anyone who has gone through the real estate process and you’ll hear stories of rapids sales, cut-throat competition, and buying opportunities disappearing in an instant. While the market has
It’s no secret that interest rate matters to the total affordability of your loan. Borrowers, lenders, real estate agents, lending professionals; everyone in the mortgage and real estate industry is aware that interest rates matters.
To build equity in your home, you can use these easy steps. “Equity” is simply the percentage of the property you own compared to the percentage you still owe on the mortgage. It takes into
Millions of Americans have dealt with this problem, and while it seems like a hopeless situation, there are solutions. Many of these solutions, as it turns out, are easier than you might have thought! Remember,
Mortgage insurance can be expensive, and many people try to bypass this financial burden by bringing a large down payment. However, this creates new complication and can actually increase your interest rates. If you are
Refinancing a mortgage loan can have many benefits, but homeowners often delay this step because they may be comfortable with their current mortgage, don’t know how to proceed, or don’t understand the right times for
30 years or 15 years. Those are your options for a mortgage. Right? While most people are familiar with either 30 or 15-year mortgage terms, there are actually mortgages available that are based on many
Chad Baker
Originating Branch Manager
NMLS #329451
858-353-8331
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