If you have a unique income or a rocky financial past, you may have experience trouble reaching approval for a home loan. A non-qualifying mortgage, or “non-QM loan,” could be a solution. These loans don’t
Spring is perhaps the most exciting time in the real estate and mortgage industries. It’s a time full of expectation, a time when the sleepy lull of winter wears off and the energy, movement, and
The real estate and mortgage industries are seeing rapid changes. The way people buy and sell property is changing. So too is the way people apply and qualify for mortgages. “Non-QM lending,” a term that
What is a Non-Qualified Mortgage (Non-QM) and how does it help Southern California homeowners? First, a brief history on what makes a mortgage loan product a “QM”, or “Qualified Mortgage.” The Consumer Financial Protection Bureau
Home loans for Foreign National & Non-Permanent Resident Aliens fall into the category of a “Non-Qualified” mortgage. These mortgages are not insured by Fannie Mae or Freddie Mac, which prevents many mortgage banks from offering
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