Owner-occupant Archives - San Diego Purchase and Refinance Loans

If you have investment properties, there’s a good chance these assets have significant equity. As a property investor, there’s also a good chance you need liquid, usable cash. Investment properties are expensive, and we’re not just talking about the purchase.…

Lending agent explaining VA loans to couple

Four Advantages of VA Loans over CalVet Loans

by Chad Baker June 5, 2020 0Comments

The CalVet and VA loan programs are two excellent options that give qualifying veterans the chance to enjoy affordable housing that is safe, comfortable, and reliable. It can be hard to pick between these two top-quality programs, as each has its advantages.…

The Two Ways You Can Use a VA Loan for Investment Property

by Chad Baker April 29, 2020 0Comments

There are many ways to purchase an investment property. You could use loans designed specifically for investors, or you could, if you have the funds, purchase the property outright. But there is one strategy that often gets overlooked: VA loans.…

Did You Know? You Can Invest in Real Estate Using an FHA Loan!

by Chad Baker October 10, 2019 0Comments

FHA loans can be extremely useful for homebuyers. With generous terms and relatively-simple qualification standards, this type of loan is used by thousands of people every year, equalling over $245 billion in volume on an annual basis. In most…

Specialty Loans: New Opportunities for Numerous Borrowers!

by Chad Baker October 8, 2019 0Comments

Most homebuyers will simply need a basic, straightforward, typical loan. Conventional loans and FHA loans, for example, perfectly fit most borrowers, allowing them to purchase the home they need at a price they can afford. But some borrowers are different.…

That’s Our Specialty! 5 Unique Loans Provided By Our Staff

by Chad Baker September 17, 2019 0Comments

At our office, we take a special pride in providing a variety of unique loans; options that may not be available with other groups. These loan products allow us to serve many borrowers who would otherwise be left without financing. Some are…

Mortgage Glossary Of Terms: Part 2

by Chad Baker November 19, 2018 0Comments

Want to better understand mortgages? Then you need to understand the essential terms. Using this mortgage glossary, you’ll have a better understanding of real estate and the mortgage industry. This is Part 2 in our mortgage glossary series. Read Mortgage Glossary…

Elderly woman baking a pie in her own home

How Owner-Occupant Fannie Mae Rules Can Help Your Purchase a Home for a Loved One

by Chad Baker May 23, 2018 0Comments

Who is the “owner-occupant” in a home? For most properties, it’s easy: the home-owner. The typical mortgages/homeownership situation has a person that purchased the home and lives there on a permanent basis, either alone or with his or her family. But…

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How to Use a Fannie Mae Cash-Out Refinance on an Investment Property