Buying a home is tough right now, but the FastTrack program can provide a solution.
Just how hard is it to have your offer accepted? While everyone’s home-buying experience will be different, and it is entirely possible to land a…
The 2021 home-buying season is rapidly approaching. In many areas, it’s already here, as sellers are listing houses while buyers are getting their finances in order, all in preparation for the traditional spring and summer buying blitz.
It is, we…
In previous years, the pre-qualification letter was all sellers needed from potential buyers. This document, which is similar but different than pre-approval, would grant you access to numerous homes, allowing you to look at properties and have your offer accepted by buyers.…
The real estate and mortgage industries are loaded with terms that many people don’t understand. Debt-to-income ratios, conventional loans, and HELOC are just a few examples of terms that are used by professionals in our industry but often misunderstood by the general…
Getting ready to buy a house, especially your first home, can seem intimidating. But when you prepare your documents and finances, and plan for your budget, you’ll be more confident, and also have a more enjoyable home-shopping experience.
Here are…
Mortgage pre-qualification is the basic first step in most people’s house-hunting journey. Before searching for a home, borrowers are encouraged to visit a bank, credit union, or lending agent to “pre-qualify” for a loan. During the pre-qualification meeting, the lending associate will…
If you are considering a home purchase, either for your own personal use or as an investment, you need to meet with a lot of people. Most know they need to talk with a real estate agent, but you should also talk…
Want to better understand mortgages? Then you need to understand the essential terms. Using this mortgage glossary, you’ll have a better understanding of real estate and the mortgage industry.
This is Part 2 in our mortgage glossary series. Read Mortgage Glossary…
In a highly competitive seller’s market like San Diego, it can seem impossible to purchase a home. It seems like you have no time to think; if you hesitate, the house will be off the market the next morning.
So does…
Buying a home in Illinois requires the use of escrow, and it is similar to other states that use an attorney review. A real estate attorney will be used to complete the transaction and prepare all the necessary documents.
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In the modern digital world, getting a loan should be fast and easy. Using the newly-launched Fannie Mae Day 1 Certainty, lenders can actually make loan approval faster and easier for everyone. This has obvious benefits for lenders, but can also have…