Whether you are an experienced buyer or searching for your first property, you may have come across a unique term, one that is becoming more and more popular in the mortgage industry. “Lock and shop”
When you go through the mortgage process, there are many steps involved. As we have discussed in previous blog articles, you’ll need to complete steps such as pre-qualification and pre-approval. But there is also a
California contract purchases have changed. With new sections, including underwriting, there is a need for fast mortgage approval. With FastTrack, we can accelerate the pre-qualification process so you can make purchase offers with greater confidence.
Buying a home is tough right now, but the FastTrack program can provide a solution. Just how hard is it to have your offer accepted? While everyone’s home-buying experience will be different, and it is
The 2021 home-buying season is rapidly approaching. In many areas, it’s already here, as sellers are listing houses while buyers are getting their finances in order, all in preparation for the traditional spring and summer
In previous years, the pre-qualification letter was all sellers needed from potential buyers. This document, which is similar but different than pre-approval, would grant you access to numerous homes, allowing you to look at properties
The real estate and mortgage industries are loaded with terms that many people don’t understand. Debt-to-income ratios, conventional loans, and HELOC are just a few examples of terms that are used by professionals in our
Getting ready to buy a house, especially your first home, can seem intimidating. But when you prepare your documents and finances, and plan for your budget, you’ll be more confident, and also have a more
Mortgage pre-qualification is the basic first step in most people’s house-hunting journey. Before searching for a home, borrowers are encouraged to visit a bank, credit union, or lending agent to “pre-qualify” for a loan. During
If you are considering a home purchase, either for your own personal use or as an investment, you need to meet with a lot of people. Most know they need to talk with a real
Want to better understand mortgages? Then you need to understand the essential terms. Using this mortgage glossary, you’ll have a better understanding of real estate and the mortgage industry. This is Part 2 in our
Chad Baker
Originating Branch Manager
NMLS #329451
858-353-8331
Licensed in: Alabama, Arizona, Arkansas, California, Connecticut, Delaware, District of Columbia, Florida, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Virginia, Washington, West Virginia, Wisconsin, Wyoming.
© 2025 San Diego Purchase Loans. All Rights Reserved. Disclaimers. Powered By CrossCountryMortgage, LLC