Whether you are an experienced buyer or searching for your first property, you may have come across a unique term, one that is becoming more and more popular in the mortgage industry. “Lock and shop”
When you go through the mortgage process, there are many steps involved. As we have discussed in previous blog articles, you’ll need to complete steps such as pre-qualification and pre-approval. But there is also a
California contract purchases have changed. With new sections, including underwriting, there is a need for fast mortgage approval. With FastTrack, we can accelerate the pre-qualification process so you can make purchase offers with greater confidence.
Buying a home is tough right now, but the FastTrack program can provide a solution. Just how hard is it to have your offer accepted? While everyone’s home-buying experience will be different, and it is
The 2021 home-buying season is rapidly approaching. In many areas, it’s already here, as sellers are listing houses while buyers are getting their finances in order, all in preparation for the traditional spring and summer
In previous years, the pre-qualification letter was all sellers needed from potential buyers. This document, which is similar but different than pre-approval, would grant you access to numerous homes, allowing you to look at properties
Buying a home is simultaneously the most exciting, confusing, and (potentially) frightening time in many people’s lives. The property you choose is not only going to be your home for many years, it’s far and
The real estate and mortgage industries are loaded with terms that many people don’t understand. Debt-to-income ratios, conventional loans, and HELOC are just a few examples of terms that are used by professionals in our
Getting ready to buy a house, especially your first home, can seem intimidating. But when you prepare your documents and finances, and plan for your budget, you’ll be more confident, and also have a more
Mortgage pre-qualification is the basic first step in most people’s house-hunting journey. Before searching for a home, borrowers are encouraged to visit a bank, credit union, or lending agent to “pre-qualify” for a loan. During
Buying a house in Illinois requires the use of escrow, and it is similar to other states that use an attorney review. A real estate attorney will be used to complete the transaction and prepare
Chad Baker
Originating Branch Manager
NMLS #329451
858-353-8331
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