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Should You Qualify for a Loan Using Personal or Business Bank Statements?

Chad Baker May 31, 2022

For entrepreneurs, investors, and business owners, qualifying for a loan is often a challenge. Fortunately, they can use bank statements to help with final approval. Bank statement loans are useful when you don’t have traditional

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How to Use a Fannie Mae Cash-Out Refinance on an Investment Property

Chad Baker April 12, 2022

If you have investment properties, there’s a good chance these assets have significant equity. As a property investor, there’s also a good chance you need liquid, usable cash. Investment properties are expensive, and we’re not

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Title Insurance: Little Used, Little Understood, But Vastly Important!

Chad Baker July 1, 2021

There are many insurances that you’ll almost certainly use. Dental insurance, for example, is utilized by practically everyone with a policy. Vision insurance is also used by practically all who have a policy. Healthcare insurance

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The Differences Between Buying a Second Home and an Investment Property

Chad Baker February 11, 2021

While they share similarities, there are clear differences between buying a second home and purchasing an investment property. A second home is simply an additional property that you can use as needed; either for enjoyment,

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The Difference Between Loans for Investment Properties and Home Loans

Chad Baker December 29, 2020

Mortgage loans for personal property are fairly common, and most people understand the purpose and basic details behind this financing. Loans for investment property, on the other hand, are a little different. Fewer people use

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How to Qualify for a Larger Loan Using Assets

Chad Baker September 14, 2020

Using assets to quality for a home loan is a common strategy for retirees. If you are at the retirement stage of your life, and want to purchase a new home (and need a loan

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Toy house with coins and wallet

Differences Between Buying an Investment Property and a Home

Chad Baker March 20, 2020

Buying an investment property is, in many ways, similar to purchasing your personal home. You  start by defining your goals, then look at properties, make offers, take out a loan (in most cases), and finally

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Opening wallet and looking at bills

Want to Invest in Real Estate? Here are 7 Low-Cost Options

Chad Baker March 2, 2020

Real estate is expensive. While you can drop a couple hundred dollars into a retirement account, you can’t invest in real estate without thousands of dollars, usually hundreds of thousands and in some cases millions.

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Jumbo Loan 101: What to Know Before Going Large

Chad Baker May 30, 2018

For most homebuyers across the country, a conventional loan is enough for their purchase. However, in high-market areas like San Diego, large sums of money are needed to purchase even a moderate home. After all,

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What Every Borrower Needs to Know About Fannie Mae Property Types

Chad Baker March 7, 2018

Fannie Mae is an important part of the American real estate market. This government-backed company doesn’t provide loans, but instead purchases mortgage loans from lenders, which can include banks, credit unions, and mortgage companies. The

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Recent Posts

Use Temporary Disability and Temporary Leave Income to Qualify for a Home Loan

May 30, 2023

First Time Homebuyers: Buy a Home with No Down Payment and No Mortgage Insurance!

March 27, 2023

Jumbo Cash-Out Refinance 2023

March 13, 2023

The Mortgage Insurance Premium Reduction on FHA Loans Will Save You Money

March 2, 2023

Jumbo Home Loans with 10% Down in 2023

February 16, 2023

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