For obvious reasons, lenders want to know how much you earn. Income validation is essential. Lenders want to see that your income can support the loan payments, that you have enough money coming in to
Is a bank statement loan right for you? While this article can’t provide a final answer, it can provide some context on whether or not this is the right mortgage for your purchase. A bank
At San Diego Purchase Loans, we take pride in creating home-financing options for a wide-variety of borrowers and aspiring homeowners. To meet this goal, we provide a selection of high-quality mortgages that create access to
It may come as a surprise, but business startups skyrocketed during the pandemic. This makes bank statement loans for small-business owners more important than ever. The COVID-19 pandemic brought countless hardships. Sickness and disease become
When you go through the mortgage process, there are many steps involved. As we have discussed in previous blog articles, you’ll need to complete steps such as pre-qualification and pre-approval. But there is also a
This article will explain the important documents you’ll need if you want to use an asset mortgage on your next home purchase. There are many ways to qualify for a mortgage loan. You can, like
Although the industry is growing, cannabis industry home loans remain difficult to secure. This article will discuss the documents you’ll need to complete one of these loans. The cannabis industry is growing larger every year.
When you are seeking a mortgage, there are many options available. One of the most popular is a “W2 mortgage.” These loans, which are a common option for salaried and wage-earning employees, could help you
If you are a business owner or a self-employed professional, you have very different needs for mortgage lending. The typical documents used in a mortgage application, such as paystubs and tax returns, often don’t apply
To build equity in your home, you can use these easy steps. “Equity” is simply the percentage of the property you own compared to the percentage you still owe on the mortgage. It takes into
We are proud to offer one of the best no-income investment-property loans available on the market. This loan program offers clear advantages that make it one of the most popular options for borrowers looking to
Chad Baker
Originating Branch Manager
NMLS #329451
858-353-8331
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