Whether you are an experienced buyer or searching for your first property, you may have come across a unique term, one that is becoming more and more popular in the mortgage industry. “Lock and shop”
If you have bought or sold a home in the past two years; if you payed any attention to the local and national real estate markets, you know that home prices are rising. To help
This article will help you understand the basic tax implications of giving a downpayment gift. For many people, the downpayment is a significant barrier to homeownership. For most mortgages, you need roughly 5% to 10%
When considering a conventional loan in San Diego, you should understand this form of financing, including the advantages and disadvantages for these mortgages. This article will explain what a conventional loan is and how it
While some mortgages are available with 0% down, the vast majority of home loans require at least a small amount. Exactly how much cash you need depends on the loan, the purchase price, and personal
There are dozens of choices for loans, and while many people will qualify for more than enough financing, each home loan product has limits. In most cases, these limits are put in place by government
The downpayment is one of the biggest hurdles to homeownership. So big, in fact, that is keeps many would-be borrowers from getting the home they deserve. This is understandable, as even a minimal downpayment can
Owning your own personal vacation home is a wonderful way to give yourself an exclusive sanctuary. No reservations required; you can simply drive (or fly) to your property and enjoy a nice weekend getaway. Or,
January 30th, 2020 Update: Fannie Mae Direct loans are now available to any employee in the cannabis space. This was not the position when this article was written, so contact us for more information. According
It can be difficult to pay for repairs, which is why so many people choose renovation loans. When an emergency repair, such as a leaking roof or cracked foundation, occurs in your home, it needs
Choosing a loan can be difficult. With so many programs and options, knowing which one is right for your needs is confusing, overwhelming you to the point of frustration. But there is a right loan
Chad Baker
Originating Branch Manager
NMLS #329451
858-353-8331
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