Update: 2024 is here, and so are the 2024 loan limits. If you are considering a new house in the coming year, you should learn about upcoming loan limits so you can purchase the best
If you think of the USDA, you probably imagine grocery-store steaks and broad agricultural policy. But what about home loans? The United States Department of Agriculture (USDA), in an effort to sustain and revive rural
When considering a conventional loan in San Diego, you should understand this form of financing, including the advantages and disadvantages for these mortgages. This article will explain what a conventional loan is and how it
One of the biggest myths in the mortgage industry is the belief that you need a nearly-perfect credit score to use a jumbo loan. But as we’ll show, minimum-credit-score jumbo loans are available. The Myth:
When you think of the United States Department of Agriculture, best known as the “USDA,” what come to mind? For most people, it’s choice cuts of beef, food inspections, or simply general guidance for the
Your mortgage payment is made of many parts, including the principle and the interest, which in general are commonly understood by more borrowers. But what about the property tax and home insurance? Why are these
Home loans for cannabis industry workers are a possibility! If you are an employee of the cannabis industry, and you have no ownership in these companies, you have an exciting new opportunity for getting a
If you are a “Dreamer,” one of the hundreds of thousands who have benefited from the Deferred Action for Childhood Arrivals policy, you may assume that getting a home loan would be a challenge. After
Want to better understand mortgages? Then you need to understand the essential terms. Using this mortgage glossary, you’ll have a better understanding of real estate and the mortgage industry. This is Part 2 in our
If you are having trouble qualifying for a mortgage, you may consider using a “seller carry.” This is a special situation that, depending on the details, could help you qualify for a mortgage that would
If you want a home loan with the best possible rates and terms, it’s best to structure the property so it can be classified as “owner-occupied.” This essentially means that the borrower will be living
Chad Baker
Originating Branch Manager
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