VA Loans Archives - San Diego Purchase and Refinance Loans

by Chad Baker February 15, 2022

5 Reasons Why a VA Loan is Perfect for San Diego

With one of the nation’s largest concentrations of active-duty service members and veterans, San Diego is a military town. Many sailors, soldiers, Marines, and Guard members are stationed in our city. A fair portion, seeing how great it is to live in…

How We Are Leading Non-QM Lending for 2022

by Chad Baker December 23, 2021 0Comments

The real estate and mortgage industries are seeing rapid changes. The way people buy and sell property is changing. So too is the way people apply and qualify for mortgages. “Non-QM lending,” a term that describes many different mortgage products, are becoming…

Mortgage Myth: A VA Loan Co-Borrower Doesn’t Have to be a Spouse

by Chad Baker May 4, 2021 0Comments

VA loans have some of the most generous terms available in the entire mortgage industry. For qualifying veterans, these loans represent an excellent opportunity to secure an affordable mortgage with a small downpayment; in some cases veterans can even purchase a home…

Should You Consider Using “Assumable Loans?”

by Chad Baker March 18, 2021 0Comments

Assumable loans are a fairly simple concept: the new owner of the property, instead of taking out a new mortgage, simply “assumes” responsibility for the existing mortgage. They get the same interest rate, repayment period, loan balance, and all other terms included…

How to Get a Construction Loan to Build Your Dream House!

by Chad Baker March 16, 2021 0Comments

If you can’t find the right home, sometimes you just have to make it. Fortunately, there are construction loans that make building your own house more affordable and more convenient! General Construction Loan Requirements for 2021 Although the specifics may…

2021 Loan Limits are Available Now!

by Chad Baker January 5, 2021 0Comments

2021 is here, and so are the 2021 loan limits. If you are considering a new house in the coming year, you should learn about upcoming loan limits so you can purchase the best possible home. Of course,…

Mortgage Research: What to Look For and How to Find It

by Chad Baker October 13, 2020 0Comments

Mortgage research is an important part of the overall buying process. But where is the information, and what should you look for? This article hopes to guide you in the right direction. An informed decision is a better decision. …

Why Did VA Loans Become so Popular in 2020?

by Chad Baker September 25, 2020 0Comments

According to multiple sources, including Inman , a real-estate information and news source, VA loans have “skyrocketed” in 2020, rising about 113% compared to the same period last year. VA loans are one of the top benefits for the men…

Getting info. Woman working in office alone during coronavirus or COVID-19 quarantine, wearing face mask. Young businesswoman, manager doing tasks with smartphone, laptop, tablet has online conference.

What are the Downsides of Purchasing a Home During the Coronavirus Crisis?

by Chad Baker June 10, 2020 0Comments

Thinking of purchasing a home during the coronavirus crisis? There are certainly advantages, but this article outlines some of the downsides you will want to consider. Earlier this month, we wrote an article about the advantages of buying a home during the COVID-19…

Lending agent explaining VA loans to couple

Four Advantages of VA Loans over CalVet Loans

by Chad Baker June 5, 2020 0Comments

The CalVet and VA loan programs are two excellent options that give qualifying veterans the chance to enjoy affordable housing that is safe, comfortable, and reliable. It can be hard to pick between these two top-quality programs, as each has its advantages.…

Cheerful young couple looking in the same direction in front of house

Three Reasons to Choose CalVet over a VA Loan

by Chad Baker May 29, 2020 0Comments

To show our thanks, the United States has implemented numerous benefits for active duty members and qualifying veterans. Healthcare, education assistance, and pensions are just a few ways that we show our appreciation. Many of these benefits are offered through…

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