With one of the nation’s largest concentrations of active-duty service members and veterans, San Diego is a military town. Many sailors, soldiers, Marines, and Guard members are stationed in our city. A fair portion, seeing
San Diego is a red-hot market. Homes sell fast, often purchased at totals well above the asking price. Buyers, especially recently, often feel frustration when trying to purchase a San Diego property; they either can’t
The real estate and mortgage industries are seeing rapid changes. The way people buy and sell property is changing. So too is the way people apply and qualify for mortgages. “Non-QM lending,” a term that
The VA loan is one of the best mortgage options in the industry. While it’s only available to qualifying veterans, VA loan approval allows future homeowners to make the purchase with easier qualification requirements and
When considering a conventional loan in San Diego, you should understand this form of financing, including the advantages and disadvantages for these mortgages. This article will explain what a conventional loan is and how it
Assumable loans are a fairly simple concept: the new owner of the property, instead of taking out a new mortgage, simply “assumes” responsibility for the existing mortgage. They get the same interest rate, repayment period,
2021 is here, and so are the 2021 loan limits. If you are considering a new house in the coming year, you should learn about upcoming loan limits so you can purchase the best possible
Can you use a VA loan for a multiunit property? Yes, but there are certain conditions you need to meet. VA loans can be extremely useful for qualifying veterans. Providing simplified access to high-quality mortgages,
According to multiple sources, including Inman, a real-estate information and news source, VA loans have “skyrocketed” in 2020, rising about 113% compared to the same period last year. VA loans are one of the top
The CalVet and VA loan programs are two excellent options that give qualifying veterans the chance to enjoy affordable housing that is safe, comfortable, and reliable. It can be hard to pick between these two
To show our thanks, the United States has implemented numerous benefits for active duty members and qualifying veterans. Healthcare, education assistance, and pensions are just a few ways that we show our appreciation. Many of
Chad Baker
Originating Branch Manager
NMLS #329451
858-353-8331
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