VA Archives - San Diego Purchase and Refinance Loans

by Chad Baker February 15, 2022

5 Reasons Why a VA Loan is Perfect for San Diego

With one of the nation’s largest concentrations of active-duty service members and veterans, San Diego is a military town. Many sailors, soldiers, Marines, and Guard members are stationed in our city. A fair portion, seeing how great it is to live in…

Stay Competitive with a VA Home Loan in San Diego

by Chad Baker December 28, 2021 0Comments

San Diego is a red-hot market. Homes sell fast, often purchased at totals well above the asking price. Buyers, especially recently, often feel frustration when trying to purchase a San Diego property; they either can’t afford a home in the area or…

How We Are Leading Non-QM Lending for 2022

by Chad Baker December 23, 2021 0Comments

The real estate and mortgage industries are seeing rapid changes. The way people buy and sell property is changing. So too is the way people apply and qualify for mortgages. “Non-QM lending,” a term that describes many different mortgage products, are becoming…

Simple Tricks to Reach VA Loan Approval

by Chad Baker August 12, 2021 0Comments

The VA loan is one of the best mortgage options in the industry. While it’s only available to qualifying veterans, VA loan approval allows future homeowners to make the purchase with easier qualification requirements and a low downpayment. Compared to other loans,…

What is a Conventional Loan?

by Chad Baker June 10, 2021 0Comments

When considering a conventional loan in San Diego, you should understand this form of financing, including the advantages and disadvantages for these mortgages. This article will explain what a conventional loan is and how it is different from other types of mortgages.…

Should You Consider Using “Assumable Loans?”

by Chad Baker March 18, 2021 0Comments

Assumable loans are a fairly simple concept: the new owner of the property, instead of taking out a new mortgage, simply “assumes” responsibility for the existing mortgage. They get the same interest rate, repayment period, loan balance, and all other terms included…

2021 Loan Limits are Available Now!

by Chad Baker January 5, 2021 0Comments

2021 is here, and so are the 2021 loan limits. If you are considering a new house in the coming year, you should learn about upcoming loan limits so you can purchase the best possible home. Of course,…

How to Use a VA Loan for a Multiunit Property (and How We Can Help!)

by Chad Baker October 20, 2020 0Comments

Can you use a VA loan for a multiunit property? Yes, but there are certain conditions you need to meet. VA loans can be extremely useful for qualifying veterans. Providing simplified access to high-quality mortgages, VA loans can be utilized…

Why Did VA Loans Become so Popular in 2020?

by Chad Baker September 25, 2020 0Comments

According to multiple sources, including Inman , a real-estate information and news source, VA loans have “skyrocketed” in 2020, rising about 113% compared to the same period last year. VA loans are one of the top benefits for the men…

Lending agent explaining VA loans to couple

Four Advantages of VA Loans over CalVet Loans

by Chad Baker June 5, 2020 0Comments

The CalVet and VA loan programs are two excellent options that give qualifying veterans the chance to enjoy affordable housing that is safe, comfortable, and reliable. It can be hard to pick between these two top-quality programs, as each has its advantages.…

Cheerful young couple looking in the same direction in front of house

Three Reasons to Choose CalVet over a VA Loan

by Chad Baker May 29, 2020 0Comments

To show our thanks, the United States has implemented numerous benefits for active duty members and qualifying veterans. Healthcare, education assistance, and pensions are just a few ways that we show our appreciation. Many of these benefits are offered through…

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