A secondary home can provide convenience, luxury, and a heap of enjoyment to your life. Financing, however, can be a challenge for these homes. Fortunately, the FHA guidelines for a secondary home allow for certain
In early March of 2021, the Federal Housing Finance Agency (FHFA) announced that Fannie Mae and Freddie Mac would limit their buying of second-homes and investment-property mortgages to roughly 7% of their overall portfolio. This
It’s not something that we like to talk about, but it’s something we should all consider. When we pass away, how will our property, including our personal residence, vacation home, and investment real estate be
Buying a short-term rental is becoming a popular option among property investors. In many cases, you can earn more annual profit with a short-term rental than a long-term rental, even if that short-term property is
Sometimes it takes a unique loan officer with multiple options and a wide range of experience to get a borrower approved for a mortgage. People who work in the cannabis industry, for example, often experience
The HomeStyle Renovation loan program is one of the best options for purchasing a house and making necessary repairs or desired upgrades. Offering affordable financing in one loan, you can get the money you need
For most homebuyers across the country, a conventional loan is enough for their purchase. However, in high-market areas like San Diego, large sums of money are needed to purchase even a moderate home. After all,
Giving a gift of equity to a loved one should be a simple process, but with real estate regulations and tax laws, it can become rather complicated. Let’s look at a few of the details
Chad Baker
Originating Branch Manager
NMLS #329451
858-353-8331
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