If you find yourself asking this question, trust us–you’re not alone. With rising rents and ongoing inflation eating into the savings of would-be buyers, first-timers are fearful they can’t save enough for a down payment.
A bank statement program is an alternative to a traditional mortgage program where the borrower is typically required to submit two years’ worth of filed Federal income tax returns. ChallengeSelf-employed borrowers looking to qualify for
Temporary Interest Rate Buydown Calculator 3-2-1 temporary interest rate buydowns could be a great option for homebuyers. In a rising interest rate market, we provide you options.Please check the table below the calculator for Maximum
While the Federal Housing Finance Agency (FHFA) has not made an official announcement, it’s believed that the conforming limit for 2023 will be raised to at least $700,000. Most likely, the limits will be even
Simultaneous restoration of entitlement can help veteran homeowners with a VA loan purchase a new home before selling their old property. How Simultaneous Restoration of VA Entitlement Can Help Your Purchase To fully understand this
From real estate agents to the United States government to most people’s grandmothers; everyone agrees that homeownership brings significant benefits. Owning a home is part of the American dream, a pillar of financial prosperity that
Over ten million people in the United States are self employed. These hard-working business owners, contractors, entrepreneurs, and investors need mortgage loans just like everyone else. Unfortunately, many assume the process will be difficult, complicated,
Okay, so not an actual Emmy, but we think it’s the best solution for entrepreneurs looking to purchase a home! There are many outstanding non-qualifying mortgages available to buyers. Known as “non-QM” products, they come
We’ve all seen the commercials. Reverse mortgages, they claim, can create a dream retirement, allowing you to live in your home, travel across the globe, ride in luxury cars, and live with no money concerns
This article discusses an appraisal transfer and the process for having these documents sent to a new lender. When a lender receives an application for a mortgage, they need to go through the process of
For obvious reasons, lenders want to know how much you earn. Income validation is essential. Lenders want to see that your income can support the loan payments, that you have enough money coming in to
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