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In most cases, using an FHA loan is pretty straightforward. You (and possibly your spouse) apply for the loan, using your incomes and credit profiles to qualify for a single-family property. It’s fairly simply, as the people purchasing the...
Missed payments, foreclosures, and bankruptcies happen every day. In many cases, these unfortunate situations happen to some of the most dedicated, responsible, and hard-working individuals in the country. But when a bankruptcy occurs, even if it’s not caused directly...
Loan programs for first responders are meant to support our heroes. Every community needs heroes. We need police officers to protect our communities, emergency personnel to responds to emergencies, and firefighters to protect the building and facilities we love. Communities...
Cross collateral loans are used by many investors and property buyers, increasing their chances of loan approval while enhancing the terms. They come with inherent risks, but "cross collateralization" also has many benefits. They may not be for all...
Many veterans in the Golden State want to compare CalVet vs VA loans. If you are a veteran or active service member of the United States military, you are entitled to a wide variety of benefits, including VA loans. These...
Mobile homes, modular homes, and manufactured homes offer comfortable, affordable housing that is perfect for many people across the country. Too many, however, assume that loans for these properties come with difficult provisions or harsh terms, such as high interest...
When you think of the United States Department of Agriculture, best known as the “USDA,” what come to mind? For most people, it’s choice cuts of beef, food inspections, or simply general guidance for the agricultural industry. For many...
There are many ways to purchase an investment property. You could use loans designed specifically for investors, or you could, if you have the funds, purchase the property outright. But there is one strategy that often gets overlooked: VA...
There are hundreds, possibly thousands, of different property-investment strategies you can use for your portfolio. Whether you are investing in one single-family house, or you already have a near empire of commercial properties, strategy matters. And you don’t necessarily...
Jumbo loans are an important resource for many homebuyers across the country. While conventional, FHA, VA, and other government-supported loans have limits on their total amounts, jumbo loans can provide millions of dollars in financing. For high-income, high-net-worth borrowers,...