Unless you’re one of those official “Fed Watchers” who hangs on nearly every word that comes from current Fed Chair Janet Yellen or any of the Federal Open Market Committee or FOMC members, then you probably don’t have a...
“How’s the real estate market In Rancho Bernardo?” You’ve probably either asked or heard this question before.  Just like the weather, every neighborhood in San Diego has it’s own unique real estate microclimate.  The purposes of our infographic to help...
You may wonder why mortgage lenders are very competitive as it relates to mortgage rates. First, they must be competitive in price along with a strong reputation in the community, service and communication. You won’t find one mortgage lender...
For those who hear the term “mortgage insurance” for the first time and outside the process of buying a home or refinancing an existing one, they might automatically think that mortgage insurance is an insurance policy that makes the...
Surely while flipping channels you’ve run across a cable TV show about buying a run-down home as the stars of the show magically refurbish the dilapidated property. 30 minutes later you can hardly recognize the new creation. It seems...
You’re probably now aware there are more than a few services needed when your mortgage lender begins processing and approving your mortgage loan application. Most of these services you’ll never use again unless and until you apply for another mortgage...
The Federal Housing Finance Agency (FHFA) has just announced the 2017 county conforming loan limits will be raised from $417,000 to $424,100. This is the first time the conforming loan limit has been raised since 2006 - an increase of...
If you’re getting a home loan soon, either for purchasing your first home or even refinancing an existing mortgage, you’ve probably more than gathered you’ve got plenty of options. Sometimes though just the number of financing options and choices...
If you’ve looked at a settlement statement lately or you’ve just received your initial Loan Estimate, no doubt you’ve noticed there are more than just a few line items. These estimated closing costs are broken down into lender and...
Buying a home means there is a lot of preparation before making a final offer to buy. You decide where you’d like to live based upon your own set of standards such as square footage or number of bedrooms and...