To qualify for a mortgage, you will need to provide a wide variety of information, including documents related to your income. However, the income you can use for qualification goes beyond the typical weekly paycheck. Lenders will also consider...
The United States Department of Agriculture is one of the most important organizations for national homeownership. While the office may be associated with raising livestock, growing crops, and monitoring food safety, they also stimulate the real estate market in...
You must choose a real estate agent that can meet your needs. Few people can have such a profound impact on your life as the real estate agent. Think about it. A real estate agent will influence how much you spend...
Earlier this month, we talked about the exciting spring real estate season. We discussed strategies for both buyers and sellers, helping them either find the right home at an affordable price, or helping them sell a home quickly while...
April is in the past. For tax professionals, spring means they can finally relax. For anyone involved in the real estate industry, it's time to get moving! More people, both buyers and sellers, will jump into the real estate market...
Down payment requirements can keep many would-be homeowners from entering the real estate market, but one solution is to get a gift from a real estate agent in the form of their commission.  This process can seem complex, but with...
You’re ready to quit paying rent checks and finally purchase a home, but your tight budget simply won’t allow you to save for a down payment. You’re not alone, as many people struggle with this issue, and it often...
If you are looking for a wonderful deal on a new home, purchasing a foreclosure can, in some cases, be a good option. While these properties certainly have their risks, purchasing a foreclosure can help you get a quality...
Real estate mortgages are confusing enough, but if you have financial obligations on other properties, it can be downright confounding. Whether you are going to keep or sell your current property, you can still qualify for the mortgage you...
Joint bank accounts and joint property. These are issues that come up a lot in real estate discussions. People with joint bank accounts, say with a business partner, want to know if the funds in the account can be...