If you are retired and need a new home, approval for a mortgage can be difficult. You no longer have a regular income from work, and the income you do receive comes from a wide
There is exciting news coming from Freddie Mac! With new guidelines related to loans for condominiums, the mortgage company is making it easier than ever to purchase a comfortable, convenient condo. These changes impact many
If you rent a room to a tenant, you may be able to use their monthly rent checks as qualification for your next home loan. Assuming you can demonstrate that they have lived with you
We have some exciting news to share with you! Starting November 1st, 2018, we will be offering bank-statement loans with only 10% down up to $3 million. To make this opportunity even more exciting, real
Updated December 6, 2023 Investing in rental property is one of the most reliable and profitable investments you make. Of course, it’s never a sure thing (nothing in investments ever is), and you can certainly
If you want to purchase a single parcel of land, the process is fairly simple. There is a clearly-defined, well-understood system for purchasing a single piece of property. Whether that property is for personal use,
Sometimes it seems like becoming a homeowner is an impossible journey. There are many blockades, but one of the largest is the need for a down payment. While there are options for purchasing a home
Having multiple debts, including car loans, student loans, credit cards, and personal loans can create significant challenges to your finances, complicating your budgets and making it difficult to stay organized. In most cases, it would
In 1934, the Federal government passed the National Housing Act as part of the “New Deal,” which was President Franklin D. Roosevelt’s massive plan to provide relief from the Great Depression, relief that would come,
There are many VA loan myths, especially related to permitted work and home appraisals. These myths, unfortunately convince some people avoid VA loans. However, with the right information, you’ll see that a VA loan is
You want to buy a home, but you’re really not sure is a large property is right for you. You’re not interested in tending to a large lawn every weekend, trimming rows of trees, or
Chad Baker
Originating Branch Manager
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858-353-8331
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