2024 Loan Limits are Available Now!
Update: 2024 is here, and so are the 2024 loan limits. If you are considering a new house in the coming year, you should learn about upcoming loan limits so you can purchase the best
Update: 2024 is here, and so are the 2024 loan limits. If you are considering a new house in the coming year, you should learn about upcoming loan limits so you can purchase the best
In a game-changing move, Fannie Mae has recently announced a significant reduction in down payment requirements for owner-occupied 2-unit, 3-unit, and 4-unit homes. Effective November 18, 2023, the down payment will be just 5%, a
While the Federal Housing Finance Agency (FHFA) has not made an official announcement, it’s believed that the conforming limit for 2023 will be raised to at least $700,000. Most likely, the limits will be even
California lawmakers, in an effort to make housing more accessible for low- and moderate-income earners, recently approved the California Dream for All program. This law, a response to the massive increases in the state’s home
The real estate market is going through some rapid changes. Despite more homes for sale and rising interest rates (which should cool demand), prices continue to trend upward. These trends might give potential buyers pause,
If you have bought or sold a home in the past two years; if you payed any attention to the local and national real estate markets, you know that home prices are rising. To help
Homeownership is seen as an important pillar for American prosperity. For the economy as a whole and (more importantly) individuals and families, homeownership creates stability and longterm wealth. Supporting first-time homebuyers is often a priority
If you are purchasing a home and using a mortgage, there are many important factors. While your own financial situation is most important, mortgage interest rates also matter. Mortgage Interest Rates: Where Do We Stand,
The last two years has been one of the most turbulent yet interesting times for the real estate industry. In San Diego, homebuyers, sellers, and real estate professionals have seen skyrocketing offers, diminished inventory, short
There is a general myth in real estate. A myth that says real estate market activity is seasonal, that there is an off season. It’s assumed that real estate activity is like baseball: things wind
Thanks to recent changes, FHA loans with student debt are going to be more accessible to many borrowers. The amount of debt you owe every month is vastly important to lenders. Obviously, they want to
Chad Baker
Originating Branch Manager
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858-353-8331
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