For the vast majority of borrowers, establishing your income is simple. Take a couple years of tax returns, bring along some paystubs, and the lender can do the rest. Most lending agents and institutions are experienced using these documents,...
If your loan has been rejected, it can be a tough situation to handle. You probably thought your were all but guaranteed approval; after all, you know plenty of people who were approved for a mortgage loan, and your...
Of all the traits you need when purchasing a home, patience may be the most important. There can be months, even years, between shopping for properties and finally settling into your own house. The exact length, however, depends on...
Of all the ways to complete a home purchase, using FHA financing is often the most popular. These loans have convenient terms that make them available to numerous borrowers, and with affordable rates, many people can get a great...
If you are self employed, or if you work on a commission-based salary, you must understand the benefits of bank statement loans. Traditional loans require paystubs and tax returns to verify income, but many professionals work in careers that...
No matter what type of property you need, a low-downpayment mortgage is a great option. Allowing you to enter into home ownership with less initial funding, this program also allows for the purchase many different properties. Top 6 Types of...
Our no-income loans for investment properties are a great way to complete a purchase when traditional methods won’t work. For many investors, including self-employed and commission-based professionals, the use of pay stubs, bank statements, and tax return may not...
Condos are an affordable, comfortable, and often luxurious property purchase. However, situations with the property status can make borrowing difficult. Fortunately, our minimum-down-payment loans make condo purchases easier, faster, and more affordable. Here are eight characteristics that make our...
Mortgage insurance can significantly increase the total cost of using a loan to purchase a home. In many cases, it equals hundreds of dollars a month, and the higher the loan (generally speaking), the higher your mortgage insurance price...
Moving from one property to another can be stressful enough. With packing, hauling, and organizing, you have enough to deal with as is. But many people worry about selling their property before buying a new home. Because they don’t...