Whether you have actively searched for a home or you’re simply considering the prospect of homeownership, you’ve likely come across the subject of a down payment. In fact, you’ve probably heard, by at least some people, that you absolutely...
When you work with a dedicated, experienced lender like San Diego Purchase Loans, you give yourself the best possible chance at a quality mortgage for your specific needs. For example, you can work with us to secure up to...
If you ask someone how much money they make in a week (which, we admit, would be extremely rude!) most could give you a specific number. But many people would say, “that depends on the week.” Self-employed and commission-based sales...
Millennials face a unique set of challenges when buying a home. From high amounts of student debt to social pressures to live in the “perfect” home, millennials have plenty of concerns when it comes time to buy property. But...
Virginia uses a settlement agent who is either an attorney or a representative from a title company. This person is used to complete the purchase and prepare all closing documents. When buying a home in Virginia, the buyer...
Texas uses an escrow agent, closing agent, or representative from the title company to complete the real estate transaction. As the borrower, your funds, as well as the purchase contract, are held in escrow by a neutral...
Bridge loans are an important tool to keep the real estate industry moving. Without them, many home sales would be extremely difficult, as financing from one home to another creates issues for both the buyer and the seller. When...
In the modern digital world, getting a loan should be fast and easy. Using the newly-launched Fannie Mae Day 1 Certainty, lenders can actually make loan approval faster and easier for everyone. This has obvious benefits for lenders, but...
Here in San Diego, we are proud to have some of the finest healthcare centers in the world. Facilities like Scripps, UC San Diego Health, and Sharp HealthCare are at the leading edge of care and health services. These...
Qualification for a jumbo loan can be complicated, but with bank-statement loans, you have a better chance at mortgage approval, allowing you to secure the top-quality loan you need for a wonderful home. This program is available for self-employed...