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Refinance

by Chad Baker March 2, 2022

Bank Statement for Refinance: How to Refinance When Self-Employed

You can refinance when self-employed. This article will provide a few basic tips and suggest certain options for refinancing. Refinancing when you’re self-employed can be challenging. Not impossible by any means, just more complicated, extensive, and time consuming. Compared to a typical refinance…

Six Interesting, Unique, and Fun Reasons to Use a Cash-Out Refinance

by Chad Baker February 1, 2022 0Comments

The cash-out refinance is one of the best ways to get a quick injection of cash. Most of the time, this form of mortgage refinancing, which converts equity into available cash, is used for fairly basic and straightforward purposes. Most…

How Delayed Financing is the New Cash-Out Refinance

by Chad Baker December 7, 2021 0Comments

When homeowners need to unlock equity in their home, when they need cash for home repairs, medical bills, emergency travel expenses, or any of life’s unexpected costs, they often turn to cash-out refinancing. But delayed financing may be their best option. …

What You Need to Know Before Applying for a Second Home Refinance

by Chad Baker October 26, 2021 0Comments

This article will help you understand the details for a second home refinance and how you can prepare before filling out an application. When most people think about mortgage refinancing, they usually think about primary homes. But whether it’s your first property, an…

Get a Lower Monthly Mortgage Payment with these 8 Essential Tips

by Chad Baker August 10, 2021 0Comments

Many people struggle with their mortgage payments. Whether they have lost a job, been burdened with new bills (such as medical bills), or simply over-extended their budget, it’s not uncommon for homeowners to be “house poor,” meaning their mortgage payment leaves room…

Refinancing Fees Removed by FHFA: What it Means for U.S. Homebuyers

by Chad Baker August 5, 2021 0Comments

In a move that will make refinancing more affordable, Fannie Mae and Freddie Mac have dropped a fee that was designed to reduce COVID-related losses. With refinancing fees removed, it may be the time to rework your mortgage. Mortgage Refinancing…

6 Reasons to Use Our Minimum-Down-Payment Program for Cash-Out Refinancing

by Chad Baker February 18, 2019 0Comments

Refinancing with our minimum-down-payment program allows you to get a top-quality loan on your home. Whether you want to make more investments, or simply prefer to have liquid capital ready when you need it, this program gives you plenty of options.…

It’s Not Impossible: Tips for Getting a Home Loan During a Divorce

by Chad Baker October 10, 2017 0Comments

While everyone realizes that divorce is part life, the divorce itself can create concerns for lenders. Many hard-working, financially-secure people will go through a divorce at one point or another, but these people will still find difficulty when applying for…

Have a Student Loan? What You Need to Know About a Fannie Mae Cash-Out Refinance

by Chad Baker September 18, 2017 0Comments

You earned a college degree because you wanted to improve your life. You wanted to increase your chances of working in a fulfilling, rewarding, and financially-secure career, one where you could flourish and have a high-quality income. For good reason, you fully expected…

Purchase or Refinance After a Short-Sale or Foreclosure

by Chad Baker July 10, 2017 0Comments

It has been estimated that over 7 million people lost their homes in either a short sale or foreclosure between 2007 and 2014. Many of these people are looking to re-establish home ownership and are curious as to how their mortgage incident…

Self Employed Borrower Looking To Purchase Or Refinance A Home

by Chad Baker July 4, 2017 0Comments

The home loan process can be a challenging experience for the self employed borrower looking to purchase or refinance a home. Much of the confusion can be attributed to the calculation and documentation of income that a mortgage bank will use to…

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