We’ve been talking a lot lately about home renovations; specifically, we’ve been talking about how to finance your home repairs and improvements. If you’ve been following our blog, you likely understand the basics of HomeStyle Renovation Mortgages from Fannie...
You just found the perfect home for your exact needs. It has the interior layout you love, a large yard for children, and a western-facing view that gives you a front-row seat to vibrant sunsets. But it’s not quite perfect....
You’ve finally found your dream house. Maybe it’s in a kid-friendly neighborhood, with great schools and a wonderful park just a few blocks down. Maybe it has just the right amount of land for your herb garden and hobby...
Renovation loans are an essential part of the real estate industry. While they may not be used in every transaction, these programs often assist with buying and selling, and they can be crucial for increasing home values and improving...
Sometimes in the dead of winter, homeowners start to think of making some changes to their home. Just to freshen up the place and move some things around. Maybe upgrade the kitchen with new appliances and while they’re at...
There are two types of home buyers, those who want to buy an existing home in an established neighborhood or subdivision and someone who wants a brand new home that’s never been lived in before. New construction vs. existing...
What is a Non-Qualified Mortgage (Non-QM) and how does it help Southern California homeowners? First, a brief history on what makes a mortgage loan product a "QM", or “Qualified Mortgage.” The Consumer Financial Protection Bureau (CFPB) is an independent agency...
If you’re thinking of purchasing a rental property, you may already be considering the possible costs of making the property suitable for tenants once you own it. Like with all home improvements, some give you more bang for your...