appraisal Archives - San Diego Purchase and Refinance Loans

by Chad Baker June 2, 2022

Considering a Non-Contingent Offer? Here’s What You Need to Know

In this article, we'll discuss a non-contingent offer, the risks, and the benefits, helping you make a decision on whether this is the right approach for your next purchase. Purchasing a home in a competitive market can be extremely difficult. Before you have…

How the Coronavirus Has Shifted the Real Estate Closing Process

by Chad Baker August 24, 2020 0Comments

Because of the coronavirus, few industries have been forced into more change than the real estate and mortgage industry. Manufacturing, hospitality, and food services are certainly dealing with a massive list of challenges, and like the real estate industry, these challenges seem…

Has Your Loan Been Rejected? Learn About Possible Causes and the Best Solutions

by Chad Baker September 3, 2019 0Comments

If your loan has been rejected, it can be a tough situation to handle. You probably thought your were all but guaranteed approval; after all, you know plenty of people who were approved for a mortgage loan, and your finances, so you…

It’s Closing Time! How Long Should You Expect from Search to Purchase?

by Chad Baker August 20, 2019 0Comments

Of all the traits you need when purchasing a home, patience may be the most important. There can be months, even years, between shopping for properties and finally settling into your own house. The exact length, however, depends on many factors. To…

Buyer’s Closing Cost: What You’ll Pay When Purchasing a Home

by Chad Baker November 23, 2018 0Comments

Closing costs are an important part of every property purchase. There’s no way to avoid them, but you may be able to reduce the amount you pay. By understanding closings costs, including the various fees you’ll have to pay, you…

VA Loan Myths: The Truth About Permitted Work and Appraisal Requirements

by Chad Baker October 10, 2018 0Comments

There are many VA loan myths, especially related to permitted work and home appraisals. These myths, unfortunately convince some people avoid VA loans. However, with the right information, you’ll see that a VA loan is a great option if you are eligible.…

Understanding Fannie Mae’s Property Inspection Waiver (PIW)

by Chad Baker December 11, 2017 0Comments

Inspections and appraisals are important parts of the real estate process. In many cases, they are simply taken for granted; if you’re going to sell a home, you have to have an inspection. However, it is possible to have a…